Tennent Bankruptcy & Debt Lawyer, New Jersey

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Aniello D. Cerreto, Esq. Lawyer

Aniello D. Cerreto, Esq.

VERIFIED
Divorce & Family Law, Bankruptcy, Criminal, Estate
A lawyer who listens to you

I utilize the depth of my many years of relevant experience to assist people to transition into their new life and thrive during an otherwise trying t... (more)

FREE CONSULTATION 

CONTACT

800-809-4531

Joseph I. Windman Lawyer

Joseph I. Windman

VERIFIED
Bankruptcy & Debt, Real Estate

Joseph Windman is a practicing lawyer in the state of New Jersey. Attorney Windman received his J.D. from Brooklyn Law School.

FREE CONSULTATION 

CONTACT

732-780-4222

Brett Rosen

Lawsuit & Dispute, Insurance, Business, Credit & Debt
Status:  In Good Standing           

Jignesh Jayanti Shah

Social Security, Employee Rights, Insurance, Bankruptcy
Status:  In Good Standing           Licensed:  20 Years

Richard Sanvenero

Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law
Status:  In Good Standing           

Alan Robert Ostrowitz

Other, Lawsuit & Dispute, Business, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  46 Years

James R Mumolie

Real Estate, Government, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  35 Years

Karen Lee Rae Abbondante

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  41 Years

Jerrold Arthur Tenzer

Industry Specialties, Employee Rights, Business, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  63 Years

Sheri Fried Ostrowitz

Other, Lawsuit & Dispute, Criminal, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  10 Years

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.