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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Philip Bianco

Dispute Resolution, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

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118 East Oak Avenue, Visalia, CA 93291

Edward Joseph Quirk

Real Estate, Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 53 Years

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Bakersfield, CA 93306

Francis Lutie Thompson

Trusts, Child Support, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 17 Years

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424 Truxtun Ave, Bakersfield, CA 93301

Tara Kaye Haner

Dispute Resolution, Criminal, Collection, Accident & Injury

Status: In Good Standing Licensed: 23 Years

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5525 Willow Wind Way, Bakersfield, CA 93308

Timothy Swift Mckinley

Elder Law, Contract, Credit & Debt, Household Mold

Status: Inactive Licensed: 49 Years

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13513 Challis Forest Ln, Bakersfield, CA 93314

Leonard Kaiser Welsh

Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

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1800 30th Street, Bakersfield, CA 93301

Indra Lahiri

Litigation, Felony, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 44 Years

CONTACT

2001 22Nd St, Bakersfield, CA 93301

James Allen Hanson

Divorce & Family Law, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

5420 Wingfoot Dr, Bakersfield, CA 93306

Lisa Anne Holder

Workout, Reorganization, Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

3710 Earnhardt Dr, Bakersfield, CA 93306

John Jefferson Howland Hamilton

Workers' Compensation, Bankruptcy, Contract, Personal Injury, Criminal

Status: In Good Standing Licensed: 36 Years

CONTACT

Bakersfield, CA 93390

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Terra Bella Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

John Philip Bianco

Edward Joseph Quirk

Francis Lutie Thompson

Tara Kaye Haner

Timothy Swift Mckinley

Leonard Kaiser Welsh

Indra Lahiri

James Allen Hanson

Lisa Anne Holder

John Jefferson Howland Hamilton

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LEGAL TERMS

INTEREST

CURRENT MONTHLY INCOME

SOLE PROPRIETORSHIP

TRADE NAME

DISCHARGEABLE DEBTS

UNSECURED DEBT

AUTOMATIC STAY

ADMINISTRATIVE EXPENSES

GARNISHMENT

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