Tomball Collection Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
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Eric Stephen Southward

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Bankruptcy & Debt, Credit & Debt, Collection

I am a member of the State Bar of Indiana and admitted to practice in the Southern District of Texas, Northern District of Illinois, and the Northern ... (more)

FREE CONSULTATION

CONTACT

713-974-8099

715 E Whitney St, Houston, TX 77022

Wayne Wiemerslage

Litigation, Science, Technology & Internet, Business & Trade, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

6523 Bella Sera Drive, Spring, TX 77379

James R Beck

Collection, Elder Law, Adoption, Estate Planning

Status: In Good Standing Licensed: 40 Years

CONTACT

19500 State Highway 249, Houston, TX 77070

Samantha Do

Foreclosure, Corporate, Administrative Law, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

22 Maymont Way, Magnolia, TX 77382

Lee Carroll

Landlord-Tenant, Election & Political, Collection, Lending

Status: In Good Standing

CONTACT

5222 Fm 1960 West, Houston, TX 77069

Anna Barbara Bradie

Civil Rights, Corporate, Collection

Status: Inactive Licensed: 35 Years

CONTACT

6606 Fm 1488 Rd, Magnolia, TX 77354

Lynn E. Esposito

Public Interest Law, Child Custody, Collection, Household Mold

Status: In Good Standing

CONTACT

26000 Budde Road, Spring, TX 77380

Blanche Duett Smith

Wills & Probate, Estate Planning, Elder Law, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

21 Waterway Avenue, The Woodlands, TX 77380

Min Gyu Kim (Peter)

Bankruptcy & Debt, Bankruptcy, Collection, Estate

Status: In Good Standing Licensed: 13 Years

CONTACT

616 Fm 1960 Road West,, Houston, TX 77090

Mohammad Ali Mehboob

Accident & Injury, Estate, Collection, Criminal, Immigration

Status: In Good Standing Licensed: 8 Years

CONTACT

318 N Main St, Conroe, TX 77301

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Tomball Collection Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Eric Stephen Southward

Wayne Wiemerslage

James R Beck

Samantha Do

Lee Carroll

Anna Barbara Bradie

Lynn E. Esposito

Blanche Duett Smith

Min Gyu Kim (Peter)

Mohammad Ali Mehboob

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LEGAL TERMS

SOLE PROPRIETORSHIP

CREDIT COUNSELING

DEBT COLLECTOR

PREFERENCE

UNDUE HARDSHIP

COLLECTION AGENCY

FRAUDULENT TRANSFER

UNSECURED DEBT

TRUTH IN LENDING ACT (TILA)

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