Tomball Collection Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
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3. Contact UsEmail or Call 24/7
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Eric Stephen Southward

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Bankruptcy & Debt, Credit & Debt, Collection

I am a member of the State Bar of Indiana and admitted to practice in the Southern District of Texas, Northern District of Illinois, and the Northern ... (more)

FREE CONSULTATION

CONTACT

713-974-8099

715 E Whitney St, Houston, TX 77022

Mohammad Ali Mehboob

Accident & Injury, Estate, Collection, Criminal, Immigration

Status: In Good Standing Licensed: 8 Years

CONTACT

318 N Main St, Conroe, TX 77301

Cynthia Keen Perlman

Corporate, Contract, Business Organization, Collection, Litigation

Status: In Good Standing Licensed: 41 Years

CONTACT

245 W 18Th Street, Houston, TX 77008

Amy Christine Oliphi Klam

Oil & Gas, Insurance, Collection, Products Liability

Status: In Good Standing Licensed: 23 Years

CONTACT

8313 Cedarbrake Dr, Houston, TX 77055

Amanda Speer

Litigation, Estate, Contract, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

17171 Park Row, Houston, TX 77084

Lisa Aquino

Real Estate, Oil & Gas, Industry Specialties, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

17171 Park Row, Houston, TX 77084

Min Gyu Kim (Peter)

Bankruptcy & Debt, Bankruptcy, Collection, Estate

Status: In Good Standing Licensed: 13 Years

CONTACT

616 Fm 1960 Road West,, Houston, TX 77090

Lee Carroll

Landlord-Tenant, Election & Political, Collection, Lending

Status: In Good Standing

CONTACT

5222 Fm 1960 West, Houston, TX 77069

Amber Lynn Smith Willingham

Bankruptcy, Bankruptcy & Debt, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

1400 Broadfield Blvd, Houston, TX 77084

James R Beck

Collection, Elder Law, Adoption, Estate Planning

Status: In Good Standing Licensed: 40 Years

CONTACT

19500 State Highway 249, Houston, TX 77070

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

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Tomball Collection Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Eric Stephen Southward

Mohammad Ali Mehboob

Cynthia Keen Perlman

Amy Christine Oliphi Klam

Amanda Speer

Lisa Aquino

Min Gyu Kim (Peter)

Lee Carroll

Amber Lynn Smith Willingham

James R Beck

TIPS

LEGAL TERMS

REAFFIRMATION

COLLATERAL

S CORPORATION

CURRENT MONTHLY INCOME

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GENERAL PARTNER

MEANS TEST

TRUTH IN LENDING ACT (TILA)

FAIR LABOR STANDARDS ACT (FLSA)

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