Vernon Hills Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas Stilp

Litigation, Business & Trade, Business, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

1275 Barclay Blvd, Buffalo Grove, IL 60089

Thomas Robert Stilp

Commercial Real Estate, Real Estate, Business, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

1275 Barclay Blvd, Buffalo Grove, IL 60089

Donna Lavett Harris

General Practice

Status: In Good Standing Licensed: 40 Years

CONTACT

1110 Lake Cook Road, Buffalo Grove, IL 60089

Jason S. Harris

Litigation, Corporate, Commercial Real Estate, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

300 Saunders Road, Deerfield, IL 60015

Ronald Rosenfeld

General Practice

Status: In Good Standing Licensed: 29 Years

CONTACT

2801 Lakeside Drive, Deerfield, IL 60015

John L. Hendricks

General Practice

Status: In Good Standing

CONTACT

3000 Lakeside Drive, Deerfield, IL 60015

Haley Schechter

Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

3000 Lakeside Drive, Deerfield, IL 60015

Haley Lynne Schechter

Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

3000 Lakeside Drive, Deerfield, IL 60015

Ronald Rosenfeld

Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

2801 Lakeside Drive, Deerfield, IL 60015

Vernon Morgan

International Tax, Transactions, Business, Collection

Status: In Good Standing Licensed: 45 Years

CONTACT

712 Florsheim Dr, Lake Forest, IL 60048

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Vernon Hills Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Thomas Stilp

Thomas Robert Stilp

Donna Lavett Harris

Jason S. Harris

Ronald Rosenfeld

John L. Hendricks

Haley Schechter

Haley Lynne Schechter

Ronald Rosenfeld

Vernon Morgan

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

LIQUIDATING PARTNER

CHAPTER 13 PLAN

FRAUDULENT TRANSFER

AUTOMATIC STAY

LIMITED PARTNERSHIP

SECRET WARRANTY PROGRAM

GARNISHMENT

REAFFIRMATION

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