Washington County, NY Collection Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Washington Collection lawyer.
Below are all Washington lawyers.

John Barat Coman

General Practice

Status: Inactive Licensed: 48 Years

CONTACT

1 Broadview Ter, Granville, NY 12832

Robert Malcolm Winn

Accident & Injury, Criminal, Estate, Lawsuit & Dispute, Real Estate

Status: In Good Standing

CONTACT

13 North St, Granville, NY 12832

William L. Nikas

Mass Torts, Personal Injury, Medical Malpractice, Accident & Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

116 Oak St, Hudson Falls, NY 12839

Michael Richard Stern

Admiralty & Maritime

Status: In Good Standing Licensed: 33 Years

CONTACT

Fort Edward, NY 12828

Cailie Ann Currin

General Practice

Status: In Good Standing

CONTACT

14 Main St, Greenwich, NY 12834

Leslie W. Ryan

Labor Law, Child Support, Divorce & Family Law, Misdemeanor

Status: In Good Standing Licensed: 40 Years

CONTACT

136 Broadway, Fort Edward, NY 12828

Thomas N. Cioffi

Landlord-Tenant, Traffic, Divorce

Status: In Good Standing Licensed: 41 Years

CONTACT

1345 County Route 47, Argyle, NY 12809

Timothy M. Bulger

Litigation, Government

Status: In Good Standing Licensed: 41 Years

CONTACT

138 Main St, Greenwich, NY 12834

Andrew Cogan Kelly

Industry Specialties, Business

Status: In Good Standing Licensed: 29 Years

CONTACT

18 Gray Ave, Greenwich, NY 12834

Alan C. Brownell

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

Greenwich, NY 12834

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Washington County, NY Collection Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

John Barat Coman

Robert Malcolm Winn

William L. Nikas

Michael Richard Stern

Cailie Ann Currin

Leslie W. Ryan

Thomas N. Cioffi

Timothy M. Bulger

Andrew Cogan Kelly

Alan C. Brownell

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

SETOFF

PREFERENCE

ABUSE

UNDUE HARDSHIP

TOXIC TORT

DOING BUSINESS AS (DBA)

INTEREST

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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