Wayne Collection Lawyer, Illinois, page 4

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Carl Lloyd Ganibi Santos

Collection, Landlord-Tenant, Civil Rights, Business

Status: In Good Standing Licensed: 22 Years

CONTACT

2500 Westfield Dr, Elgin, IL 60124

Robin Kramer

Collection, Landlord-Tenant, Merger & Acquisition, Car Accident, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

27475 Ferry Road, Warrenville, IL 60555

Aaron Thomas Troy

Estate Planning, Estate, Contract, Collection

Status: In Good Standing

CONTACT

1776 S Naperville Rd, Wheaton, IL 60189

Grant Eckhoff

Trusts, Family Law, Civil Rights, Collection

Status: In Good Standing

CONTACT

330 South Naperville Road, Wheaton, IL 60187

Raymond Stauber

Divorce & Family Law, Civil Rights, Business & Trade, Collection

Status: In Good Standing Licensed: 51 Years

CONTACT

1776A S Naperville Rd, Wheaton, IL 60189

James Pfeiffer

Collection, Litigation, Civil Rights

Status: In Good Standing Licensed: 25 Years

CONTACT

1725 South Naperville Road, Wheaton, IL 60189

Raymond W. Stauber

Landlord-Tenant, Estate Planning, Civil Rights, Collection

Status: In Good Standing Licensed: 51 Years

CONTACT

1776-A Naperville Road, Wheaton, IL 60189

Bruce Dopke

Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

1535 West Schaumburg Road, Schaumburg, IL 60194

Bruce Charles Dopke

Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

1535 West Schaumburg Road, Schaumburg, IL 60194

James Matthew Pfeiffer

Collection, Litigation, Civil Rights

Status: In Good Standing Licensed: 25 Years

CONTACT

1725 South Naperville Road, Wheaton, IL 60189

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Wayne Collection Lawyer, Illinois, page 4

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Carl Lloyd Ganibi Santos

Robin Kramer

Aaron Thomas Troy

Grant Eckhoff

Raymond Stauber

James Pfeiffer

Raymond W. Stauber

Bruce Dopke

Bruce Charles Dopke

James Matthew Pfeiffer

TIPS

LEGAL TERMS

HOUSEHOLDER

FRATERNAL BENEFIT SOCIETY BENEFITS

LOSS DAMAGE WAIVER (LDW)

CREDITOR

NONEXEMPT PROPERTY

DISCHARGE (OF DEBTS)

SECRET WARRANTY PROGRAM

DISCHARGEABLE DEBTS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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