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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Edward F. Grourke

Social Security, Divorce & Family Law, Collection, Bankruptcy & Debt, Accident & Injury

Status:

CONTACT

53A Roy Ave, Attleboro, MA 02703

Alan M. Cohen

Collection, Collection, Collection, Collection

Status: Licensed: 41 Years

CONTACT

550 Worcester Rd, Framingham, MA 01702

Kenneth D. Quat

Commercial Real Estate, Student Rights, Collection, Bankruptcy

Status: Licensed: 44 Years

CONTACT

373 Winch St, Framingham, MA 01701

Thomas M. Dillon

Patent, Health Care, Workers' Compensation, Insurance, Collection

Status: Licensed: 29 Years

CONTACT

233 Main Street, Lancaster, MA 01523

Edward Russell Molari

DUI-DWI, Criminal, Contract, Collection

Status:

CONTACT

10 South Main Street, Attleboro, MA 02703

Claudia Hallett Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: Licensed: 27 Years

CONTACT

9 Robin Road, Leominster, MA 01453

Jack J. Mikels

Real Estate, Lawsuit & Dispute, Government, Collection

Status:

CONTACT

2 Briar Lane, Natick, MA 01760

Lewis J Cohn

Business Organization, Collection, Bankruptcy, Personal Injury

Status: Licensed: 36 Years

CONTACT

7 Lillian Way, Wayland, MA 01778

Michael R. Hebert

Traffic, Criminal, Banking & Finance, Collection, Defamation & Slander

Status: Licensed: 27 Years

CONTACT

305 Whitney Street, Leominster, MA 01453

Richard A. Feigenbaum

Estate, Insurance, Business, Collection

Status: Licensed: 40 Years

CONTACT

50 Northgate Rd, Wellesley Hills, MA 02481

800-814-6700

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Webster Collection Lawyer, Massachusetts, page 2

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Edward F. Grourke

Alan M. Cohen

Kenneth D. Quat

Thomas M. Dillon

Edward Russell Molari

Claudia Hallett Cornish

Jack J. Mikels

Lewis J Cohn

Michael R. Hebert

Richard A. Feigenbaum

TIPS

LEGAL TERMS

CCCS

IRS EXPENSES

GENERAL PARTNER

DEBIT CARD

PRIORITY DEBT

UNDUE HARDSHIP

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

PRESUMED ABUSE

FAIR CREDIT REPORTING ACT (FCRA)

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