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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Edward Russell Molari

DUI-DWI, Criminal, Contract, Collection

Status: In Good Standing

CONTACT

10 South Main Street, Attleboro, MA 02703

Edward F. Grourke

Social Security, Divorce & Family Law, Collection, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

53A Roy Ave, Attleboro, MA 02703

George N. Ellis

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

33 Pleasant Street, Worcester, MA 01608

Glenn Wegerzyn

Business, Collection

Status: In Good Standing

CONTACT

800 W. Cummings Park, Woburn, MA 01801

Glenn G. Wegrzyn

Labor Disputes, Employment, Securities Fraud , Collection

Status: In Good Standing

CONTACT

800 West Cummings Park, Woburn, MA 01801

Holly Ruland Nelen

Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

218 Westwood Avenue, East Longmeadow, MA 01028

Jack J. Mikels

Real Estate, Lawsuit & Dispute, Government, Collection

Status: In Good Standing

CONTACT

2 Briar Lane, Natick, MA 01760

James Vincent Tabner

Immigration, Government, Divorce, Collection, Accident & Injury

Status: In Good Standing

CONTACT

9 Perkins Lane, Acton, MA 01720

James R. Ferraro

Foreclosure, Criminal, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

2120 Commonwealth Avenue, Auburndale, MA 02466

Jeffrey David Sternklar

Insurance, Collection, Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

10 Mallard Drive, Sharon, MA 02067

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Webster Collection Lawyer, Massachusetts, page 2

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Edward Russell Molari

Edward F. Grourke

George N. Ellis

Glenn Wegerzyn

Glenn G. Wegrzyn

Holly Ruland Nelen

Jack J. Mikels

James Vincent Tabner

James R. Ferraro

Jeffrey David Sternklar

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LEGAL TERMS

WORKOUT

WINDING UP

BANKRUPTCY

DISCHARGE (OF DEBTS)

ABUSE

GUARANTEED RESERVATION

CHAPTER 13 BANKRUPTCY

CREDIT BUREAU

BULK SALES LAW

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