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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mike Voorhees

Banking & Finance, Corporate, Business Organization, Collection

Status: In Good Standing

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Bank of Oklahoma Building, 7701 South Western Avenue, Oklahoma City, OK 73139

Jennifer K. Christian

Bankruptcy, Corporate, Business Organization, Litigation

Status: In Good Standing

CONTACT

920 N. Harvey Avenue, Oklahoma City, OK 73102

Harold David Hanes

Bankruptcy, Estate Planning, Litigation, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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508 West Vandament, Yukon, OK 73099

Joshua Clark Greenhaw, Associate

Collection, Commercial Bankruptcy, Commercial Banks, Commercial Leasing

Status: In Good Standing

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1900 Northwest Expressway, Oklahoma City, OK 73118

William T. Brett

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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2601 Northwest Expressway, Oklahoma City, OK 73112

Jerome S. Sepkowitz

Administrative Law, Alimony & Spousal Support, Arbitration, Bankruptcy Litigation

Status: In Good Standing

CONTACT

4800 North Lincoln Boulevard, Oklahoma City, OK 73105

Elizabeth Honeywell Gray

Contract, Credit & Debt, Real Estate, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

CONTACT

4101 Perimeter Center Drive, Oklahoma City, OK 73112

Chris Mudd

Estate, Child Custody, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

FREE CONSULTATION

CONTACT

3904 NW 23rd, Oklahoma City, OK 73107

Elaine Kay Arnold

Elder Law, Adoption, Bankruptcy & Debt, Guardianships & Conservatorships

Status: In Good Standing

CONTACT

Mustang, OK 73064

Michelle Ann Roller

Dispute Resolution, Adoption, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

3824 North Meridian Street, Oklahoma City, OK 73112

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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Wheatland Bankruptcy & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Mike Voorhees

Jennifer K. Christian

Harold David Hanes

Joshua Clark Greenhaw, Associate

William T. Brett

Jerome S. Sepkowitz

Elizabeth Honeywell Gray

Chris Mudd

Elaine Kay Arnold

Michelle Ann Roller

TIPS

LEGAL TERMS

FDCPA

BULK SALES LAW

PRIORITY DEBT

REPOSSESSION

DISCHARGEABLE DEBTS

DEBT COLLECTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DISCHARGE (OF DEBTS)

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