Wheatland Bankruptcy Lawyer, Oklahoma

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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Jennifer K. Christian

Bankruptcy, Corporate, Business Organization, Litigation

Status: In Good Standing

CONTACT

920 N. Harvey Avenue, Oklahoma City, OK 73102

Harold David Hanes

Bankruptcy, Estate Planning, Litigation, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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508 West Vandament, Yukon, OK 73099

Joshua Clark Greenhaw, Associate

Collection, Commercial Bankruptcy, Commercial Banks, Commercial Leasing

Status: In Good Standing

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1900 Northwest Expressway, Oklahoma City, OK 73118

Jerome S. Sepkowitz

Administrative Law, Alimony & Spousal Support, Arbitration, Bankruptcy Litigation

Status: In Good Standing

CONTACT

4800 North Lincoln Boulevard, Oklahoma City, OK 73105

Michelle Ann Roller

Dispute Resolution, Adoption, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

3824 North Meridian Street, Oklahoma City, OK 73112

Roland Vincent Combs III

Bankruptcy & Debt, Civil & Human Rights, Bankruptcy, Gift Taxation

Status: In Good Standing

CONTACT

3200 Nw 48Th St, Oklahoma City, OK 73107

John Curtis Branch

Adoption, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1525 SW 89th St, Oklahoma City, OK 73159

Armando James Rosell

Bankruptcy, Lending, Federal Appellate Practice, Bankruptcy & Debt

Status: In Good Standing

CONTACT

101 North Robinson Avenue, Oklahoma City, OK 73102

Clayton David Ketter

Landlord-Tenant, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

101 N Robinson Ave, Oklahoma City, OK 73102

Michael A. Bickford

Litigation, Bankruptcy, Estate Planning, Business

Status: In Good Standing

CONTACT

201 Robert S Kerr Ave, Oklahoma City, OK 73102

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Wheatland Bankruptcy Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Jennifer K. Christian

Harold David Hanes

Joshua Clark Greenhaw, Associate

Jerome S. Sepkowitz

Michelle Ann Roller

Roland Vincent Combs III

John Curtis Branch

Armando James Rosell

Clayton David Ketter

Michael A. Bickford

TIPS

LEGAL TERMS

GUARANTOR

CREDIT BUREAU

FAIR CREDIT REPORTING ACT (FCRA)

PREFERENCE

SUBROGATION

ACCORD AND SATISFACTION

NO-FAULT INSURANCE

TRADE NAME

CREDIT REPORT

SAMPLE LEGAL CASES

Bank of Oklahoma v. Ashley

Nichols v. Nichols

AMERICAN ASSOCIATES, INC. v. Quimby

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