Whitwell Reorganization Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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William M Foster

Litigation, Transportation & Shipping, Estate Planning, Reorganization

Status: In Good Standing Licensed: 61 Years

CONTACT

14 Oakman Lane, Signal Mountain, TN 37377

Charles Gordon Jenkins

Insurance, Reorganization, Estate Planning, Bankruptcy

Status: Inactive Licensed: 50 Years

CONTACT

3165 Shellmound Rd, Jasper, TN 37347

Charles Jenkins

Estate Planning, Insurance, Reorganization, Bankruptcy

Status: Inactive Licensed: 50 Years

CONTACT

3165 Shellmound Rd, Jasper, TN 37347

Layne Meredith Gillespie

Estate Planning, Family Law, Insurance, Reorganization

Status: In Good Standing

CONTACT

201 Frazier Ave, Chattanooga, TN 37405

Jerrold David Farinash

Criminal, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

100 W Martin Luther King Blvd, Chattanooga, TN 37402

Jerrold Farinash

Criminal, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

100 W Martin Luther King Blvd, Chattanooga, TN 37402

Mike Nelson St. Charles

Business, Real Estate, Industry Specialties, Reorganization

Status: In Good Standing

CONTACT

605 Chestnut Street, Chattanooga, TN 37450

Nathan Andrew Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Ross I. Schram

Commercial Real Estate, Wills & Probate, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Nathan Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CCCS

See Consumer Credit Counseling Service.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Whitwell Reorganization Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

William M Foster

Charles Gordon Jenkins

Charles Jenkins

Layne Meredith Gillespie

Jerrold David Farinash

Jerrold Farinash

Mike Nelson St. Charles

Nathan Andrew Hertzog

Ross I. Schram

Nathan Hertzog

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

SOLE PROPRIETORSHIP

CREDIT INSURANCE

CHAPTER 13 PLAN

SECRET WARRANTY PROGRAM

CCCS

LIEN

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT BUREAU

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