Wilder Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jaramiah Justin Hruska

General Practice

Status: In Good Standing Licensed: 15 Years

CONTACT

2510 Middlebrook Rd, Cookeville, TN 38506

Kenneth Milton Chadwell

Construction, Estate Planning, Natural Resources, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

156 Rector Ave, Crossville, TN 38557

Margaret Lanquist Noland

Estate Planning, Credit & Debt, Labor Law, Commercial Real Estate

Status: In Good Standing Licensed: 37 Years

CONTACT

1420 Neal St, Cookeville, TN 38501

Mike O'mara

Health Care, Labor Law, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

310 E Broad St, Cookeville, TN 38501

David Michael Matson

General Practice

Status: In Good Standing Licensed: 10 Years

CONTACT

206 S Jefferson Ave, Cookeville, TN 38501

Lauretta Connelly-tokaruk

Juvenile Law, Credit & Debt, Family Law

Status: In Good Standing Licensed: 20 Years

CONTACT

109 W 6Th St, Cookeville, TN 38501

Don Oliver Johnson

Estate Planning, Corporate, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

959 Mount Vernon Rd, Cookeville, TN 38501

Jaramiah Hruska

Criminal, Business & Trade, Construction, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

536 West 7th Street, Cookeville, TN 38501

Tyler Drew Atkinson

Commercial Real Estate, Estate Planning, Business, Credit & Debt

Status: In Good Standing

CONTACT

1080 Interstate Dr, Cookeville, TN 38501

Fredrick Matthew Curtis

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

1080 Interstate Dr, Cookeville, TN 38501

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Wilder Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Jaramiah Justin Hruska

Kenneth Milton Chadwell

Margaret Lanquist Noland

Mike O'mara

David Michael Matson

Lauretta Connelly-tokaruk

Don Oliver Johnson

Jaramiah Hruska

Tyler Drew Atkinson

Fredrick Matthew Curtis

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

DEBIT CARD

DISCHARGEABLE DEBTS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

UNSECURED DEBT

BANKRUPTCY

WORKOUT

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT REPORT

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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