Willowbrook Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Raya D. Bogard

Corporate, Business Successions, Business Organization, Collection

Status: In Good Standing

CONTACT

1001 Warrenville Road, Lisle, IL 60532

Daniel Raymond Degen

Class Action, Transactions, Collection, Legal Malpractice

Status: In Good Standing Licensed: 33 Years

CONTACT

400 Mcdaniels Circle, Clarendon Hills, IL 60514

Daniel Degen

Class Action, Transactions, Collection, Legal Malpractice

Status: In Good Standing Licensed: 33 Years

CONTACT

400 Mcdaniels Circle, Clarendon Hills, IL 60514

Donald Arthur Norton

General Practice

Status: In Good Standing Licensed: 38 Years

CONTACT

2789 Woodmere Drive, Darien, IL 60561

Donald Norton

General Practice

Status: In Good Standing Licensed: 38 Years

CONTACT

2789 Woodmere Drive, Darien, IL 60561

Zachary Lawrence

Family Law, Divorce, Transactions, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

3590 Hobson Rd, Downers Grove, IL 60517

Zachary Lawrence

Collection, Divorce, Transactions, Family Law

Status: In Good Standing Licensed: 47 Years

CONTACT

3590 Hobson Rd, Downers Grove, IL 60517

Jordan Carl Olejniczak

Real Estate, Litigation, Collection, Personal Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

1430 Branding Avenue, Downers Grove, IL 60515

Kelly Patrick Sibert

Real Estate, Collection, Contract, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

446 Des Plaines Ave, Forest Park, IL 60130

Joseph Albert Baldi

Workers' Compensation, Insurance, Corporate, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

Glen Ellyn, IL 60138

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

COLLATERAL

Property that guarantees payment of a secured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Willowbrook Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Raya D. Bogard

Daniel Raymond Degen

Daniel Degen

Donald Arthur Norton

Donald Norton

Zachary Lawrence

Zachary Lawrence

Jordan Carl Olejniczak

Kelly Patrick Sibert

Joseph Albert Baldi

TIPS

LEGAL TERMS

GUARANTOR

LOSS DAMAGE WAIVER (LDW)

FAIR LABOR STANDARDS ACT (FLSA)

FORBEARANCE

CHAPTER 7 BANKRUPTCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CHAPTER 13 PLAN

COLLATERAL

MEETING OF CREDITORS

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