Bellewood Collection Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael W. McClain

Business Organization, Products Liability, Collection, Banking & Finance

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FREE CONSULTATION

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9720 Park Plaza Avenue, Louisville, KY 40241

Allison Elkins Cooper

General Practice

Status: Licensed: 9 Years

CONTACT

314 Marshall Drive, Louisville, KY 40207

John Saoirse Friend

Commercial Real Estate, Labor Law, Civil Rights, Collection, Estate Planning

Status:

CONTACT

6520 Glenridge Park Place, Louisville, KY 40222

Ben Tanner Lowry

Tax, Landlord-Tenant, Divorce & Family Law, Collection

Status: Licensed: 11 Years

CONTACT

8007 Lyndon Centre Way, Louisville, KY 40222

John R Benz

Landlord-Tenant, Collection, Wills & Probate, Corporate

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CONTACT

9302 New Lagrange Road, Louisville, KY 40242

Ashley Ervin Abaray

Litigation, Workers' Compensation, Collection, Medical Malpractice

Status: Licensed: 9 Years

CONTACT

1448 Gardiner Lane, Louisville, KY 40213

Stiman Kelly Gilliam

Environmental Law Other, Employee Rights, Collection, Household Mold

Status:

CONTACT

3409 Cross Pointe Road, Louisville, KY 40241

Gregory Lee Davis

Environmental Law Other, Employee Rights, Collection, Household Mold

Status:

CONTACT

2203 River Road, Louisville, KY 40206

Rob Astorino

Insurance, Collection, Bankruptcy, Car Accident

Status:

CONTACT

2525 Bardstown Rd, Louisville, KY 40205

Micah Gale Guilfoil

Criminal, Family Law, Dispute Resolution, Collection

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CONTACT

173 Sears Avenue, Louisville, KY 40207

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FDCPA

See Fair Debt Collections & Practices Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Bellewood Collection Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Michael W. McClain

Allison Elkins Cooper

John Saoirse Friend

Ben Tanner Lowry

John R Benz

Ashley Ervin Abaray

Stiman Kelly Gilliam

Gregory Lee Davis

Rob Astorino

Micah Gale Guilfoil

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

FDCPA

UNDUE HARDSHIP

ABUSE

CREDIT COUNSELING

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

UNSECURED DEBT

PREFERENCE

SETOFF

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