Boone County, IL Collection Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Boone Collection lawyer.
Below are all Boone lawyers.

Charles Sewell

Divorce & Family Law, Real Estate, Bankruptcy, Estate, Criminal

Status: In Good Standing Licensed: 51 Years

FREE CONSULTATION

CONTACT

215 S State St, Belvidere, IL 61008

Natalie Hyser Barber

Real Estate, Employee Rights, Employment, Civil Rights

Status: In Good Standing Licensed: 14 Years

CONTACT

530 S State St, Belvidere, IL 61008

Lois Cannell Ramon

Real Estate, Federal Appellate Practice, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 50 Years

CONTACT

530 S State St, Belvidere, IL 61008

Deborah Loos

Federal Appellate Practice, Trusts, Child Custody, Elder Law

Status: In Good Standing Licensed: 33 Years

CONTACT

130 S State St, Belvidere, IL 61008

Lois Ramon

Real Estate, Federal Appellate Practice, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 50 Years

CONTACT

530 S State St, Belvidere, IL 61008

Deborah Sue Loos

Federal Appellate Practice, Trusts, Child Custody, Elder Law

Status: In Good Standing Licensed: 33 Years

CONTACT

130 S State St, Belvidere, IL 61008

John Henry Maville

Real Estate, Family Law, Divorce, Divorce & Family Law

Status: In Good Standing Licensed: 57 Years

CONTACT

600 S State St, Belvidere, IL 61008

Michael Steven Drella

Municipal, Criminal, Civil Rights

Status: In Good Standing Licensed: 28 Years

CONTACT

401 Whitney Blvd, Belvidere, IL 61008

David Towns

Other, Federal Appellate Practice, Government, Criminal

Status: In Good Standing Licensed: 46 Years

CONTACT

130 S State St, Belvidere, IL 61008

Russell John Luchtenburg

General Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

130 S State St, Belvidere, IL 61008

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Boone County, IL Collection Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Charles Sewell

Natalie Hyser Barber

Lois Cannell Ramon

Deborah Loos

Lois Ramon

Deborah Sue Loos

John Henry Maville

Michael Steven Drella

David Towns

Russell John Luchtenburg

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LEGAL TERMS

WORKOUT

COLLECTION AGENCY

SOLE PROPRIETORSHIP

GENERAL PARTNER

PRESUMED ABUSE

COSIGNER

FRATERNAL BENEFIT SOCIETY BENEFITS

TRADE NAME

NONDISCHARGEABLE DEBTS

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