Bothell Collection Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Kevin Lee Britt

Litigation, Wills & Probate, Business, Collection, Commercial Real Estate

Status:

CONTACT

6227 40Th Ave Ne, Seattle, WA 98115

N. John Rosecrans

Contract, Collection, Divorce & Family Law, Business & Trade

Status: Licensed: 13 Years

CONTACT

5400 Carillon Pt, Kirkland, WA 98033

Valerie Farris Oman

Foreclosure, Business & Trade, Credit & Debt, Collection

Status: Licensed: 20 Years

CONTACT

10310 Aurora Ave N, Seattle, WA 98133

Roderick Sinclair Simmons

Landlord-Tenant, Estate Planning, Guardianships & Conservatorships, Collection

Status: Licensed: 52 Years

CONTACT

2001 Ne 127Th St, Seattle, WA 98125

John P. Plovie

Federal, Identity Theft, Credit & Debt, Collection

Status: Licensed: 45 Years

CONTACT

Kirkland, WA 98073

Nicholas Brown O'Connell

Contract, Dispute Resolution, Collection, Federal

Status: Licensed: 70 Years

CONTACT

10901 176Th Cir Ne, Redmond, WA 98052

John Michael Lovejoy

Collection

Status: Licensed: 51 Years

CONTACT

9218 Roosevelt Way Ne, Seattle, WA 98115

Robert Scott Friedman

Civil Rights, Credit & Debt, Collection, Bankruptcy & Debt

Status: Licensed: 55 Years

CONTACT

17700 134Th Ave Ne, Woodinville, WA 98072

Thomas Francis Mcdonough

Civil Rights, Insurance, Collection, Personal Injury, Car Accident

Status: Licensed: 45 Years

CONTACT

510 Bell St, Edmonds, WA 98020

Chanele Nine Brothers

Business, Civil Rights, Collection, Construction

Status: Licensed: 12 Years

CONTACT

10310 Aurora Ave N, Seattle, WA 98133

800-814-6700

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Bothell Collection Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kevin Lee Britt

N. John Rosecrans

Valerie Farris Oman

Roderick Sinclair Simmons

John P. Plovie

Nicholas Brown O'Connell

John Michael Lovejoy

Robert Scott Friedman

Thomas Francis Mcdonough

Chanele Nine Brothers

TIPS

LEGAL TERMS

PRIORITY DEBT

IRS EXPENSES

401(K) PLAN

FAIR CREDIT REPORTING ACT (FCRA)

CHAPTER 13 PLAN

CREDIT REPORT

ACCORD AND SATISFACTION

LIABILITY

NONEXEMPT PROPERTY

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