Bowling Green Reorganization Lawyer, Florida

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William Galarza

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Divorce & Family Law, Criminal, Bankruptcy & Debt, Estate, Wills & Probate

Finishing his undergraduate degree at The State University of New York at Oswego, William Galarza went on to St. John’s University to earn his Juris... (more)

CONTACT

800-948-9760

6151 Lake Osprey Dr Ste 300, Sarasota, FL 34240

Hildegund Pabst Wanders

Divorce & Family Law, Bankruptcy & Debt, Estate, Credit & Debt

CONTACT

813-417-1985

905 Centerbrook Drove, Brandon, FL 33511

Mark Andrew Nelson

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Credit & Debt, Litigation, Family Law, Construction

Mr. Nelson’s experience includes over thirty (30) years of practice in Circuit and County Courts in Florida. Mr. Nelson’s experience also includes... (more)

CONTACT

800-411-9740

2424 Manatee Ave W, Bradenton, FL 34205

Gary R. Jodat

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Accident & Injury, Personal Injury, Family Law, Bankruptcy & Debt, Bankruptcy

Gary R. Jodat is the founding and managing attorney of Jodat Law Group, P.A. He received his Juris Doctorate Degree from Stetson University College of... (more)

FREE CONSULTATION

CONTACT

800-598-7031

2620 S. Tamiami Trail, Sarasota, FL 34239

Chuck Michael Douglas

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Bankruptcy & Debt, Lawsuit & Dispute, Credit & Debt, Consumer Rights, Business

Don't file Bankruptcy!

Chuck Douglas is a practicing lawyer in the state of Georgia. He received his J.D. from Georgia State University. He currently works for his privately... (more)

FREE CONSULTATION

CONTACT

501-566-3139

100 S. Ashley Drive, Tampa, FL 33602

James W. Elliott

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Bankruptcy & Debt, Foreclosure, Collection, Credit & Debt, Reorganization

James Elliott is a native of Tampa, Florida. After graduating from Tampa Jesuit High School, he attended the University of Florida where he received a... (more)

FREE CONSULTATION

CONTACT

813-223-0000

500 East Kennedy Boulevard, Tampa, FL 33602

Robert Marc Geller

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Bankruptcy & Debt, Credit & Debt, Accident & Injury, Personal Injury, Divorce & Family Law

Practicing law for over 26 years. Have handled over 6000 consumer bankruptcy cases. Additionally have handled personal injury cases through out my car... (more)

CONTACT

813-305-7952

807 West Azeele Street, Tampa, FL 33606

Stephen Bernhardt

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Criminal, Bankruptcy & Debt, Accident & Injury, Real Estate, Business

Stephen Bernhardt has been an attorney since he was 25 years old. Now, nearly a decade later, Bernhardt has extensive trial experience in both crimin... (more)

CONTACT

800-913-4620

1228 East 7th Ave, Tampa, FL 33605

Frank H Kerney

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Credit & Debt, Collection, Accident & Injury, Bankruptcy & Debt

Frank Kerney III is a managing partner of The Consumer Lawyers. Frank grew up in central New Jersey before moving to Florida to attend the University ... (more)

CONTACT

813-951-8278

3210 W Cypress St, Tampa, FL 33607

Octavio Gomez

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Bankruptcy & Debt, Consumer Protection, Accident & Injury

Octavio “Tav” Gomez is a managing partner at The Consumer Lawyers. Previously he served as the Head of the Consumer Protection Department of Morga... (more)

CONTACT

844-855-9000

3210 W Cypress St, Tampa, FL 33607

800-620-0900

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800-620-0900

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800-923-0641

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800-943-8690

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

Bowling Green Reorganization Lawyer, Florida

SPONSORED LAWYERS

William Galarza

Hildegund Pabst Wanders

Mark Andrew Nelson

Gary R. Jodat

Chuck Michael Douglas

James W. Elliott

Robert Marc Geller

Stephen Bernhardt

Frank H Kerney

Octavio Gomez

TIPS

LEGAL TERMS

CREDIT INSURANCE

SECURED DEBT

FRATERNAL BENEFIT SOCIETY BENEFITS

DOING BUSINESS AS (DBA)

LIMITED PARTNERSHIP

PRESUMED ABUSE

SETOFF

IRS EXPENSES

FDCPA

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