Buffalo Prairie Credit & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Buffalo Prairie Credit & Debt lawyer.
Below are all Buffalo Prairie Bankruptcy & Debt lawyers.

Robert T. Park

Animal Bite, Arbitration, Collection, Commercial Insurance

Status: In Good Standing

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1600 Fourth Avenue, Rock Island, IL 61201

Amy L. Keys

Business Organization, Collection, Construction Liens, Contract

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1600 Fourth Avenue, Rock Island, IL 61201

Stephen Gene Andich

Collection, Residential Real Estate, Wills & Probate, Estate

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1800 3rd Avenue, Rock Island, IL 61201

John S. Callas

Litigation, Federal Appellate Practice, Divorce & Family Law, Bankruptcy, Construction

Status: In Good Standing

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329 18Th St, Rock Island, IL 61201

John M. Vandevelde

Divorce, Bankruptcy

Status: In Good Standing Licensed: 15 Years

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329 18Th St, Rock Island, IL 61201

Bruce Buckrop

Bankruptcy

Status: In Good Standing Licensed: 48 Years

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329 18Th St, Rock Island, IL 61201

Michael Arthur Williams

International, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 53 Years

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423 17Th Street, Rock Island, IL 61201

Joel Deutsch

Litigation, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 51 Years

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1819 3Rd Ave, Rock Island, IL 61201

Bruce A. Buckrop

Bankruptcy, Bankruptcy & Debt, Federal

Status: In Good Standing Licensed: 48 Years

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114 19Th Street, Rock Island, IL 61201

Derek Hancks

Divorce, DUI-DWI, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 35 Years

CONTACT

329 18Th St, Rock Island, IL 61201

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Buffalo Prairie Credit & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Robert T. Park

Amy L. Keys

Stephen Gene Andich

John S. Callas

John M. Vandevelde

Bruce Buckrop

Michael Arthur Williams

Joel Deutsch

Bruce A. Buckrop

Derek Hancks

TIPS

LEGAL TERMS

CREDIT FILE

NONDISCHARGEABLE DEBTS

ADMINISTRATIVE EXPENSES

DEBT COLLECTOR

FRAUDULENT TRANSFER

UNDUE HARDSHIP

GUARANTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FORBEARANCE

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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