Canton Credit & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
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Not enough matches for Canton Credit & Debt lawyer.
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Joshua Avi Haberkornhalm

General Practice

Status: In Good Standing Licensed: 15 Years

CONTACT

48 Court St, Canton, NY 13617

Megan Jean Mccarthy Whitton

Social Security, Estate, Workers' Compensation, Family Law

Status: In Good Standing Licensed: 18 Years

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21 Court St, Canton, NY 13617

Andrew Steven Moses

General Practice

Status: In Good Standing Licensed: 34 Years

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Canton, NY 13617

Amy Victoria Casiuk

General Practice

Status: In Good Standing Licensed: 21 Years

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17 Hodskin St, Canton, NY 13617

Michael Patchin Ribley

General Practice

Status: In Good Standing Licensed: 37 Years

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Canton, NY 13617

Edward Francis Narrow

Traffic, Criminal

Status: In Good Standing Licensed: 24 Years

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20 Park St, Canton, NY 13617

Mathew Paul Duprey

General Practice

Status: In Good Standing Licensed: 25 Years

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21 Court St, Canton, NY 13617

John Kevin Collins

DUI-DWI, Business, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 27 Years

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44 Court St, Canton, NY 13617

Scott B. Goldie

Real Estate, Lawsuit & Dispute, Government, Divorce & Family Law

Status: In Good Standing Licensed: 34 Years

CONTACT

2 Judson St, Canton, NY 13617

Krista Ann Freego

Traffic, Family Law, Child Custody, DUI-DWI

Status: In Good Standing Licensed: 17 Years

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24 Goodrich St, Canton, NY 13617

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FCRA

See Fair Credit Reporting Act.

CCCS

See Consumer Credit Counseling Service.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Canton Credit & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Joshua Avi Haberkornhalm

Megan Jean Mccarthy Whitton

Andrew Steven Moses

Amy Victoria Casiuk

Michael Patchin Ribley

Edward Francis Narrow

Mathew Paul Duprey

John Kevin Collins

Scott B. Goldie

Krista Ann Freego

TIPS

LEGAL TERMS

CREDITOR

GARNISHMENT

COSIGNER

MEANS TEST

SOLE PROPRIETORSHIP

ACCORD AND SATISFACTION

LIMITED LIABILITY

FCRA

CCCS

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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