Cedar Rapids Bankruptcy & Debt Lawyer, Iowa


Ronald Curtis Martin Lawyer

Ronald Curtis Martin

VERIFIED
Bankruptcy & Debt, Bankruptcy, Bankruptcy Litigation, Commercial Bankruptcy, Reorganization

Ronald C. Martin is a shareholder of Day Rettig Martin, P.C., whose practice focuses on litigation, debt restructuring, and bankruptcy. His practice i... (more)

Erica Lynn Yoder Lawyer

Erica Lynn Yoder

VERIFIED
Business, Bankruptcy & Debt, Estate Planning

Erica L. Yoder is an Associate Attorney with Day Rettig Martin, P.C. Her practice includes business formation and transactions, regulatory compliance... (more)

Samantha Renee Kuntz Lawyer

Samantha Renee Kuntz

VERIFIED
Divorce & Family Law, Bankruptcy, Family Law, Child Custody, Child Support

Samantha is an Associate Attorney at Day Rettig Martin, P.C. Samantha is a graduate of the University of Memphis, Cecil C. Humphreys School of Law. S... (more)

Robert R. Anderson

Bankruptcy, Child Support, Criminal, Farms
Status:  In Good Standing           

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Stephen Arthur Swift

Estate Planning, Family Law, Divorce, Criminal, Bankruptcy
Status:  In Good Standing           

Larry Jonathan Thorson

Elder Law, Contract, Bankruptcy, Medical Malpractice, Defamation & Slander
Status:  In Good Standing           Licensed:  47 Years

Kevin Carl Papp

Military & Veterans Appeals, Real Estate, Litigation, Bankruptcy
Status:  In Good Standing           Licensed:  24 Years

Todd Patrick Forsythe

Trusts, DUI-DWI, Corporate, Collection, Personal Injury
Status:  In Good Standing           Licensed:  31 Years

Amy Lyn Hein

Litigation, Bankruptcy, International Intellectual Property
Status:  In Good Standing           Licensed:  10 Years

Henry Nathanson

Trusts, Child Custody, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  49 Years

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)
A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CCCS

See Consumer Credit Counseling Service.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.