Chenango County, NY Workout Lawyers, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Chenango Workout lawyer.
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Robert Mark Larkin

Real Estate, Immigration, Divorce

Status: Licensed: 51 Years

CONTACT

36 Genesee St, Greene, NY 13778

F. Sheldon Prentice

General Practice

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52 S Broad St, Norwich, NY 13815

Kathleen M. Spann

General Practice

Status: Licensed: 51 Years

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11 Park St, Greene, NY 13778

Adam James Spence

Landlord-Tenant, Real Estate

Status: Licensed: 18 Years

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25-27 North Broad Street, Norwich, NY 13815

Zachary Thomas Wentworth

Divorce & Family Law, Criminal, Civil & Human Rights

Status: Licensed: 14 Years

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5 Court Street, Norwich, NY 13815

Shaun Robert Von Knasick

General Practice

Status: Licensed: 17 Years

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4863 S Lebanon Rd, Earlville, NY 13332

John J Leshinski

Real Estate, Employment, Corporate, Accident & Injury, Business

Status: Licensed: 25 Years

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22 S Canal St, Greene, NY 13778

Steven Robert Reid

Intellectual Property

Status: Licensed: 47 Years

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Greene, NY 13778

Clifton Mcculloch Tamsett

Divorce & Family Law

Status: Licensed: 58 Years

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306 Aurora Dr, Norwich, NY 13815

F Sheldon Prentice

General Practice

Status: Licensed: 47 Years

CONTACT

52 S Broad St, Norwich, NY 13815

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Chenango County, NY Workout Lawyers, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Robert Mark Larkin

F. Sheldon Prentice

Kathleen M. Spann

Adam James Spence

Zachary Thomas Wentworth

Shaun Robert Von Knasick

John J Leshinski

Steven Robert Reid

Clifton Mcculloch Tamsett

F Sheldon Prentice

TIPS

LEGAL TERMS

LIEN

FRAUDULENT TRANSFER

IRS EXPENSES

CHAPTER 13 PLAN

GENERAL PARTNER

CURRENT MONTHLY INCOME

SETOFF

CREDIT INSURANCE

UNDUE HARDSHIP

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