Clarendon Hills Collection Lawyer, Illinois

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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Anna Chansomphou David

Commercial Real Estate, Civil Rights, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Anna David

Commercial Real Estate, Collection, Bankruptcy, Civil Rights

Status: In Good Standing Licensed: 19 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Frederick Cappetta

Litigation, Estate Planning, Business & Trade, Collection

Status: In Good Standing Licensed: 59 Years

CONTACT

900 Jorie Blvd, Hinsdale, IL 60523

Frederick C. Cappetta

Litigation, Estate Planning, Transactions, Collection

Status: In Good Standing Licensed: 59 Years

CONTACT

900 Jorie Blvd, Hinsdale, IL 60523

David Barhydt

Landlord-Tenant, Government, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

2901 Butterfield Rd, Hinsdale, IL 60523

David Keith Barhydt

Landlord-Tenant, Government, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

2901 Butterfield Rd, Hinsdale, IL 60523

Margaret Ann Manetti

Commercial Real Estate, Real Estate, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Alison Eilene Mclaughlin

Commercial Real Estate, Divorce & Family Law, Collection, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

Paul Benjamin Fichter

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

450 E 22Nd St, Lombard, IL 60148

Paul Fichter

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

450 E 22Nd St, Lombard, IL 60148

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COLLATERAL

Property that guarantees payment of a secured debt.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Clarendon Hills Collection Lawyer, Illinois

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Anna Chansomphou David

Anna David

Frederick Cappetta

Frederick C. Cappetta

David Barhydt

David Keith Barhydt

Margaret Ann Manetti

Alison Eilene Mclaughlin

Paul Benjamin Fichter

Paul Fichter

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LEGAL TERMS

COSIGNER

CHAPTER 13 BANKRUPTCY

BANKRUPTCY TRUSTEE

DOING BUSINESS AS (DBA)

COLLATERAL

UNSECURED DEBT

LIABILITY

DISPOSABLE INCOME

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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