Clark County, WA Collection Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Scott K Matthews

Family Law, Elder Law, Contract, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

710 W Evergreen Blvd, Vancouver, WA 98660

Jason D Smith

Litigation, Life & Health, Administrative Law, Collection

Status: Suspended Licensed: 19 Years

CONTACT

11405 Se 23Rd St, Vancouver, WA 98664

W. Keith Goody

Collection, Criminal, Military & Veterans Appeals, Litigation

Status: In Good Standing Licensed: 49 Years

CONTACT

26605 Nw 96Th Court, Battle Ground, WA 98604

Donald Arthur Esau

Land Use & Zoning, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

2501 Ne 138Th Ave, Vancouver, WA 98684

Scott Edward Russon

Landlord-Tenant, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

10000 Ne 7Th Ave, Vancouver, WA 98685

Robert E. L. Bennett

Landlord-Tenant, Traffic, Collection, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

702 Se Fairwinds Loop, Vancouver, WA 98661

Lawrence Jon Holzman

Labor Law, Civil Rights, Collection, Personal Injury

Status: Inactive Licensed: 35 Years

CONTACT

1409 Franklin St, Vancouver, WA 98660

David W Ridenour

Construction, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

13019 NW 47th Ave, Vancouver, WA 98685

Leylan Greb

Collection, Civil Rights, Family Law, Traffic

Status: Inactive Licensed: 19 Years

CONTACT

1010 Esther St, Vancouver, WA 98660

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

CCCS

See Consumer Credit Counseling Service.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Clark County, WA Collection Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Scott K Matthews

Jason D Smith

W. Keith Goody

Donald Arthur Esau

Scott Edward Russon

Robert E. L. Bennett

Lawrence Jon Holzman

David W Ridenour

Leylan Greb

TIPS

LEGAL TERMS

FCRA

CCCS

TRUTH IN LENDING ACT (TILA)

DOING BUSINESS AS (DBA)

CREDIT COUNSELING

GUARANTOR

FAIR CREDIT REPORTING ACT (FCRA)

SOLE PROPRIETORSHIP

REAFFIRMATION

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