Clay Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Roy Massey

Bankruptcy & Debt, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

P.O. Box 361, Marion, KY 42064

Maurice Reeves Little

Bankruptcy, Bankruptcy & Debt, Other

Status: In Good Standing

CONTACT

1917 Versnick Drive, Madisonville, KY 42431

Tommy J Fridy

Land Use & Zoning, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Sebree, KY 42455

Sandra D Freeburger

Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Henderson, KY 42419

Kevin Dane Shields

Wills & Probate, Child Custody, Criminal, Bankruptcy, Mass Torts

Status: In Good Standing

CONTACT

19 S. Main Street, Henderson, KY 42420

Zack N. Womack

Construction Contracts, Civil Rights, Business Organization, Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

Henderson, KY 42419

Harry Lee Mathison

Bankruptcy, Bankruptcy & Debt, Estate, Commercial Real Estate

Status: In Good Standing

CONTACT

127 North Main Street, Henderson, KY 42420

Tonya H Fleming

Bankruptcy

Status: In Good Standing

CONTACT

184 Poole Mill Rd, Crofton, KY 42217

Tonya Hightowe Fleming

Employment, Bankruptcy, Workers' Compensation, Mediation

Status: In Good Standing

CONTACT

Crofton, KY 42217

Russell L Croley

Commercial Real Estate, Estate Planning, Bankruptcy

Status: In Good Standing

CONTACT

1601 W Everly Brothers, Central City, KY 42330

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CCCS

See Consumer Credit Counseling Service.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FCRA

See Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

Clay Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Roy Massey

Maurice Reeves Little

Tommy J Fridy

Sandra D Freeburger

Kevin Dane Shields

Zack N. Womack

Harry Lee Mathison

Tonya H Fleming

Tonya Hightowe Fleming

Russell L Croley

TIPS

LEGAL TERMS

IRS EXPENSES

CCCS

COSIGNER

DISPOSABLE INCOME

FRAUDULENT TRANSFER

FCRA

DISCHARGE (OF DEBTS)

CREDIT REPORT

CREDIT FILE

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