Coles County, IL Credit & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Not enough matches for Coles Credit & Debt lawyer.
Below are all Coles lawyers.

Angelica W. Wawrzynek

Federal Appellate Practice, Civil Rights, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 15 Years

CONTACT

1400 Charleston Ave, Mattoon, IL 61938

Sarah Hocking

State Appellate Practice, Workers' Compensation, Personal Injury, Medical Malpractice

Status: In Good Standing

CONTACT

622 Jackson Ave, Charleston, IL 61920

Ernest Lee Waite

Traffic, Estate Planning, Bankruptcy, Personal Injury, Business

Status: In Good Standing Licensed: 24 Years

CONTACT

1500 Broadway Ave, Mattoon, IL 61938

Janet Grove

Real Estate, Estate Planning, Estate, Civil & Human Rights

Status: In Good Standing Licensed: 39 Years

CONTACT

1400 Charleston Ave, Mattoon, IL 61938

Brent D. Holmes

Estate Planning, Workers' Compensation, Criminal, Civil Rights, Legal Malpractice

Status: In Good Standing

CONTACT

Mattoon, IL 61938

Janet Lynn Grove

Real Estate, Estate Planning, Estate, Civil & Human Rights

Status: In Good Standing Licensed: 39 Years

CONTACT

1400 Charleston Ave, Mattoon, IL 61938

R. Sean Hocking

Real Estate, Social Security, Estate, Felony, Accident & Injury

Status: In Good Standing

CONTACT

1807 Broadway, Mattoon, IL 61938

Heath Uppencamp

Divorce & Family Law, Criminal, Civil Rights, Products Liability

Status: In Good Standing

CONTACT

1101 Broadway Ave, Mattoon, IL 61938

Ernest Waite

Divorce & Family Law, Criminal, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

1500 Broadway Ave, Mattoon, IL 61938

Jennifer Koebele

Pension & Benefits, Criminal, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

1101 Broadway Ave, Mattoon, IL 61938

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Coles County, IL Credit & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Angelica W. Wawrzynek

Sarah Hocking

Ernest Lee Waite

Janet Grove

Brent D. Holmes

Janet Lynn Grove

R. Sean Hocking

Heath Uppencamp

Ernest Waite

Jennifer Koebele

TIPS

LEGAL TERMS

UNSECURED DEBT

BANKRUPTCY

IRS EXPENSES

ADMINISTRATIVE EXPENSES

GENERAL PARTNER

DEBT COLLECTOR

PREFERENCE

REPOSSESSION

TOXIC TORT

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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