Copper City Bankruptcy Lawyer, Michigan

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

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Andrew Miles

Freedom of Religion

Status: In Good Standing Licensed: 12 Years

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112 S Hecla St, Calumet, MI 49913

Gordon J. Jaaskelainen

Workers' Compensation

Status: In Good Standing Licensed: 68 Years

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109 Stanton Ave, Mohawk, MI 49950

Mary Steck Kershner

General Practice

Status: Inactive Licensed: 48 Years

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7225 5 Mile Point Rd, Mohawk, MI 49950

Donna L. Jaaskelainen

Real Estate, Family Law, Estate Planning, Social Security

Status: Suspended Licensed: 30 Years

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316 6Th St, Calumet, MI 49913

Andrew Nelson Miles

General Practice

Status: Inactive Licensed: 20 Years

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112 South Hecla Street, Calumet, MI 49913

John E. Berry

Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 42 Years

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213 Calumet St, Lake Linden, MI 49945

James G. Jaaskelainen

Estate Planning, Estate

Status: In Good Standing Licensed: 48 Years

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5095 4Th St, Mohawk, MI 49950

Gregg R. Nominelli

Other, Employee Rights

Status: In Good Standing Licensed: 36 Years

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Hancock, MI 49930

Douglas S. Edwards

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Status: In Good Standing Licensed: 39 Years

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27993 Mccallum Ln, Lake Linden, MI 49945

Kimberly Ann Fergan

General Practice

Status: In Good Standing Licensed: 34 Years

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713 Scott St, Calumet, MI 49913

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Copper City Bankruptcy Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Andrew Miles

Gordon J. Jaaskelainen

Mary Steck Kershner

Donna L. Jaaskelainen

Andrew Nelson Miles

John E. Berry

James G. Jaaskelainen

Gregg R. Nominelli

Douglas S. Edwards

Kimberly Ann Fergan

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

CREDITOR

DISCHARGEABLE DEBTS

GRACE PERIOD

UNSECURED DEBT

WINDING UP

FAIR CREDIT REPORTING ACT (FCRA)

COLLECTION AGENCY

PREFERENCE

SAMPLE LEGAL CASES

RDM Holdings, Ltd. v. Continental Plastics Co.

Gulf Underwriters Ins. Co. v. McCLAIN INDUSTRIES, INC.

MICHIGAN COMMERCE BANK v. PALMS INVESTMENTS, LLC

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