Energy Collection Lawyer, Illinois

Sponsored Law Firm

x
Click For More Info:

Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Angela Elliott Kochan

Collection, Civil Rights, Estate Planning, Business

Status: In Good Standing Licensed: 26 Years

CONTACT

121 West Cherry Street, Herrin, IL 62948

Angela Kochan

Business & Trade, Civil Rights, Collection, Estate Planning

Status: In Good Standing Licensed: 26 Years

CONTACT

121 West Cherry Street, Herrin, IL 62948

David Louis Bartelsmeyer

Federal Appellate Practice, Estate Planning, Estate, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

Energy, IL 62933

David Bartelsmeyer

Federal Appellate Practice, Estate Planning, Estate, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

Energy, IL 62933

Sarah L. Taylor

Estate Planning, Civil Rights, Credit & Debt, Collection

Status: In Good Standing

CONTACT

100 N Illinois Ave, Carbondale, IL 62901

Michael Twomey

Mediation, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing

CONTACT

100 N Illinois Ave, Carbondale, IL 62902

Kenneth Rowland Hughes

Corporate, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing

CONTACT

100 N Illinois Ave, Carbondale, IL 62902

Michael Raymond Twomey

Environmental Law, Banking & Finance, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

100 N Illinois Ave, Carbondale, IL 62902

Kenneth Hughes

Corporate, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing

CONTACT

100 N Illinois Ave, Carbondale, IL 62902

Jay B. Howd

Collection, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

811 W Main St, Carbondale, IL 62901

800-923-0641

Free Help: Use This Form or Call 800-943-8690

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SORT BY:

FILTER BY:

Free Consultation
Male
Female
Suspended

Energy Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Angela Elliott Kochan

Angela Kochan

David Louis Bartelsmeyer

David Bartelsmeyer

Sarah L. Taylor

Michael Twomey

Kenneth Rowland Hughes

Michael Raymond Twomey

Kenneth Hughes

Jay B. Howd

TIPS

LEGAL TERMS

GUARANTOR

IRS EXPENSES

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

HOUSEHOLDER

CREDIT INSURANCE

CREDITOR

NUISANCE FEES

LIABILITY

UNSECURED DEBT

SORT BY:

FILTER BY:

PRACTICE AREAS

NEARBY CITY SUGGESTIONS

Lawyer.com Legal Protection Plan

Premium Membership

Additional Services

Resources

My Account Details