Erhard Collection Lawyer, Minnesota

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jessica M. Hibl

Real Estate, Divorce & Family Law, Criminal, Business

Status: In Good Standing Licensed: 13 Years

CONTACT

31 Tenth Ave SW, Pelican Rapids, MN 56572

Charles A Krekelberg

Landlord-Tenant, Defect and Lemon Law, Social Security, Labor Law

Status: Retired Licensed: 46 Years

CONTACT

10 North Broadway, Pelican Rapids, MN 56572

Todd A Crabtree

Real Estate, Employment, Business, Accident & Injury

Status: In Good Standing

CONTACT

28000 415Th Street, Vergas, MN 56587

Deenelle Louise Ruud Stephenson

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

41661 Bagley Bay Ln, Pelican Rapids, MN 56572

Deenelle Louise Ruud Stephenson

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

41661 Bagley Bay Ln, Pelican Rapids, MN 56572

Daniel Scott Palter

General Practice

Status: In Good Standing Licensed: 52 Years

CONTACT

Pelican Rapids, MN 56572

Elizabeth Marie Hernandez

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

23716 Stony Bar Circle, Pelican Rapids, MN 56572

Elizabeth Marie Hernandez

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

23716 Stony Bar Circle, Pelican Rapids, MN 56572

Katherine E Sasseville

General Practice

Status: Deceased Licensed: 51 Years

CONTACT

21803 Forest Lodge Rd, Fergus Falls, MN 56537

Mary Grafsgaard Sorum

General Practice

Status: Retired Licensed: 39 Years

CONTACT

24577 Matson Point Trail, Pelican Rapids, MN 56572

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CCCS

See Consumer Credit Counseling Service.

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT FILE

See credit report.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Erhard Collection Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Jessica M. Hibl

Charles A Krekelberg

Todd A Crabtree

Deenelle Louise Ruud Stephenson

Deenelle Louise Ruud Stephenson

Daniel Scott Palter

Elizabeth Marie Hernandez

Elizabeth Marie Hernandez

Katherine E Sasseville

Mary Grafsgaard Sorum

TIPS

LEGAL TERMS

SETOFF

CCCS

FCRA

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT REPORT

DISCHARGEABLE DEBTS

REDEMPTION

CREDIT FILE

BULK SALES LAW

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