Exeter Bankruptcy Lawyer, New Hampshire

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Thomas LaPorte
About | Practice Areas
Cossingham Law Offices, PC
30 Massachusetts Avenue Suite 404 North Andover, MA 01845» view map
Estate, Real Estate, Employment
Top Quality Legal Services

Our attorneys are licensed in Massachusetts and New Hampshire. We offer legal assistance with a high degree of knowledge.

800-931-3881
1. Thomas LaPorte North Andover, MA
  Attorney at Law- MA
  McGeorge School of Law, J.D. 1994
2. AboutCossingham Law Offices, PC
  Top Quality Legal Services
3. Practice AreasExpertise
  Estate Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Geoffrey N. Kacoyanis

Social Security -- Disability, Family Law, Government Agencies, Bankruptcy

Status: In Good Standing

CONTACT

92 Portsmouth Avenue, Exeter, NH 03833

Christopher T. Hilson

Accident & Injury, Bankruptcy, Employment, Lawsuit & Dispute, Real Estate

Status: In Good Standing Licensed: 16 Years

CONTACT

225 Water Street, Exeter, NH 03833

Michael C. Mccarthy

Bankruptcy, Civil Rights, Family Law, Estate Planning

Status: In Good Standing

CONTACT

1 Merrill Industrial Drive, Hampton, NH 03842

Helen M. McKittrick

Family Law, Wills, Trusts, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

188 Lafayette Road, North Hampton, NH 03862

Kathryn Swain Williams

Real Estate, Estate, Commercial Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

57 Main Street, Epping, NH 03042

Daniel R. Hartley

Litigation, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

459 Lafayette Road, Hampton, NH 03842

Patricia S. Gardner

Mediation, Bankruptcy

Status: In Good Standing

CONTACT

One New Hampshire Ave, Portsmouth, NH 03801

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT FILE

See credit report.

FCBA

See Fair Credit Billing Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SAMPLE LEGAL CASES

Goodrich v. Goodrich

... See T & M Assocs., 150 NH at 166, 834 A.2d 369. Morgan and Crystal thereafter initiated bankruptcy proceedings, and the bankruptcy court granted summary judgment in favor of Jeffrey and Peter on civil claims involving Morgan's breach of their 1994 and 1998 agreements. ...

IN RE CLARK'S CASE

... I. The record supports the following undisputed facts. In September 2008, Heidi Gaudreau hired the respondent, an attorney licensed in New Hampshire since 1971, to help her file for bankruptcy protection under Chapter 13 of the United States Bankruptcy Code. ...

CF INVESTMENTS v. OPTION ONE MORTG. CORP.

... In 1993, CF Realty Trust and CF Investments, a New Hampshire corporation whose principal place of business is in Andover, Massachusetts, both filed for Chapter 11 bankruptcy. Pursuant to a proposed plan of reorganization ...

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Exeter Bankruptcy Lawyer, New Hampshire

Sponsored Law Firm

Cossingham Law Offices, PC

SPONSORED LAWYERS

Geoffrey N. Kacoyanis

Christopher T. Hilson

Michael C. Mccarthy

Helen M. McKittrick

Kathryn Swain Williams

Daniel R. Hartley

Patricia S. Gardner

TIPS

LEGAL TERMS

WORKOUT

GUARANTOR

LIMITED PARTNERSHIP

PREFERENCE

CREDIT FILE

FCBA

SECURED DEBT

NO-FAULT INSURANCE

UNDUE HARDSHIP

SAMPLE LEGAL CASES

Goodrich v. Goodrich

IN RE CLARK'S CASE

CF INVESTMENTS v. OPTION ONE MORTG. CORP.

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