Fenton & Mcgarvey, P.S.C.

Fast and hot and a wide selection.

I called this "law firm" trying to get basic information from them as they have sent a relative a notice of suit. However, when I called I talked to a representative and simply asked whether he could tell me t statute of limitations in the state of WV. He said he had no idea. When I asked how they kept up with who they could legally sue he became irate and screamed at me saying "Who are you and why are you calling here? If you don't have a lawsuit with us don't call." I called a second time....a female answered and I politely asked for their license number to do business in the state of WV. She also became irate and said "who goes around with a license number in their pocket?" This was on speaker so my family sat there shocked. I again asked about statute of limitations and was told I need to get a lawyer along with some other screaming comments from her. I then informed her that they were obviously the subject of numerous lawsuits and that she clearly was too stupid to have a job if she could not answer basic questions. These people are vultures. No legitimate firm would behave this way. I doubt there is a lawyer even on the premises. I look forward to seeing my relative go to court on the breach of fair debt collection practices.

Intend to Defend. Even if you pay in full before an agreed due date, they still may pursue legal action in hopes you won't show up in court. In most states, if you don't appear in court to defend yourself, the plaintiff WILL WIN by default-even if they fail to appear. Then, you will have a judgment against you for an amount you already paid them. These type of places will try to collect twice! This is the part that seems very illegal to me. Be careful. Do not take anyone's word over the phone. Keep records of screenshots, ALL agreements, transactions and any other paperwork from this company. You will need it. In the end, after they wasted my time and money, it worked itself out. However, if you look online, you will see horror stories from others.

Not interested in payment plans or auto-drafts. They bypassed sending me letters and sent one to my employer instead over a debt my ex incurred in my name. He left me with our kids and his bills, and I woke up to find my bank account drained by this company. My rent is due and my kids and I are facing eviction after they garnished child support from my account. I never received a notice to appear in court or defend myself or work out a plan I could afford. And this was after I had already paid HALF of the debt owed. They prey on people in debt, lack human faculties that would allow most debtors to negotiate based on circumstances, and there isn't even a paper trail of communication with them. No notices in the mail, no phone calls, no receipts of payment. I couldn't even get my account number from them to pay online, and it won't accept payment online or disputes without it because they don't accept a dispute. They are disgusting thieves.

I haven't had any issues with them, they've been easy to work with and were understanding when a family emergency occurred that consumed my income for a period of time. I've been making my payments on time for almost 2 years and have had zero issues or complaints. I was able to change my payment amount around without issue and was given a pretty good payoff deal. This is a debt collector, they aren't meant to be your pals, but for a debt collector I've gotta say. Not too shabby, appreciated the professionalism and courtesy throughout the entirety. Update to review based on recent interaction. I had this account paid off in FULL on 11/14/2017 and i was then billed again on the 17th of this month. When i called to get a refund of the amount that i was billed, i was told that they will not be reimbursing me for the amount even though they have now taken more than the agreed upon amount. I have already contact the better business bureau to have this resolved, but thought that it would be good to put this out there.