Richard A. Ciummo & Associates

this article explores the various risks that teachers face in the classroom today, including student threats, performance pressure, overexertion, aging school facilities, and unsafe locations. These threats can lead to anxiety, physical issues, and financial repercussions for teachers. If you are a Missouri teacher who has been injured, the Law Office of James M. Hoffman can help protect your legal rights.

as you consider the innumerable possibilities that are out there for this year, one thing that I encourage you to get done this year is to create an estate plan.

if you are struggling with a medical condition that is negatively impacting your ability to perform your job, there are many different disability benefit programs out there that you may be able to take advantage of (some of which you may have never heard of). This article will serve as a general guide so that you can determine for yourself what type of claim would be best for you to pursue. Here are four questions to ask yourself before deciding what type of disability benefits claim to pursue.

choosing your criminal defense attorney in St. Louis is one of the most important decisions you will ever make. When you are charged with a crime, you need to make sure you have the best legal representation right away. Call Combs Law Group right away at 314-900-HURT.

combs Law Group understands that you have many choices when it comes to choosing a defense attorney. Very few of those lawyers have experience on both sides of the legal fence, so to speak.

nothing can be gained by underreporting your pain and limitations to your medical provider. If you have been injured in a car accident and are wondering whether or not to disclose your pain and limitations, being honest and forthcoming about your injuries will ensure that you receive proper treatment and care.

estate planning requires planning for the future, both while alive and after passing. Every adult, married or single, should have a power of attorney for health, power of attorney for property, a living will, and a last will and testament. A living trust should be considered for estates larger than $100,000 or involving real estate to avoid the high cost of probate.

who takes care of your child should something happen to you? Advanced estate planning today can give you peace of mind – knowing that if something catastrophic were to happen to you, your child can be raised by a family member or close friend of your choosing. The Schaller Law Firm can give you peace of mind by drafting a “Standby Guardian” designation that identifies who you want to act as guardian and raise your child if you die prematurely or suffer a catastrophic accident leaving you in an irreversible vegetative state (think car or truck collision). This is a key component of the Schaller Law Firm’s “New Parent Child Protection Plan.”

good parenting requires you to remember the importance of protecting your child’s financial future should something catastrophic happen to you. Nobody plans an accidental death – that’s why it’s called an accident. But accidents do happen, and good parenting requires you to protect your child with advanced legal preparation through the Schaller Law Firm’s “New Parent Child Protection Plan.”

your child needs financial protection should you become incapacitated because of sickness or injury. Your spouse could be barred from accessing your individual bank account without a court order. What happens if you and your spouse are both incapacitated after a devastating vehicle collision?

a power of attorney for health care is essential to protecting a person should they become incapacitated. A power of attorney is especially important when the person is responsible for taking care of a young child.

talking to a lawyer can be extremely beneficial if you have been injured in a car accident. Make sure to speak with one as soon as possible to ensure your rights are protected, and your claim is filed in a timely manner.

posting information about your accident on social media can negatively impact your auto accident claim. Insurance companies will use the information you post about the accident to devalue or deny your claim.

when a military family goes through a divorce, unique issues come up.  Understanding the complex issues in a military divorce will lead to better decisions and fairer outcomes. This article highlights some of the most common issues. Remember, a military divorce is not exactly like other divorces; it involves additional legal issues.

recently, President Joe Biden directed federal agencies to review whether cannabis is appropriately classified in the Controlled Substances Act according to the scientific data available.

if you have been injured at work and have filed for workers' comp benefits, you may be wondering how to check the status of your claim.

we understand your eagerness to put the accident behind you and move on with your life. However, here are some factors to keep in mind.

in today’s digital world, credit plays a significant role in determining one’s future. Therefore, it’s no surprise that many ask if hiring a lawyer is the right way to fix your credit. Let’s explore the difference between credit repair companies and lawyers.  They each have something unique to offer.  But every situation is individual, and it’s up to you to decide what you need.

there is currently no law against using headphones while driving in Missouri. While the Highway Patrol discourages it, there is no law dictating whether or not drivers can use headphones while behind the wheel. However, just because it’s not explicitly prohibited by law does not mean it’s a safe habit.

we've outlined some of the most common terms used in car accident settlements, as well as their meanings.