Hurst & Associates, Pllc

The team over at Shapiro Hurst and Associates was a breath of fresh air, when it comes to conducting business. The credit repair services offered are 2nd to none in my option. Many other companies out there claim to repair credit; however, they just provide a short term ban aide to the issues. Not here, all option are view and on top of that, both owners are available to communicate with you. If you are a Realtor, a Mortgage Professional, or just someone looking to better their credit situation, you will be in good hands with Shapiro Hurst & Associates.

Crystal is the best!! She happily explained the process and answered all of our questions! She has helped us increase our credit and we are so much closer to getting a house. Highly recommend!??????????

** HIGHLY RECOMMENDED ** I recently completed my 3RD personal credit review with Jackie Shapiro. My 1st was June, 2014. Medical issues had strained my financial stability for years. As of writing this review, I am a Senior... age 67. My CREDIT SCORE undulates between 740-755. The goal is approach 820-850... game on! I should note that I have made a concerted effort to become well read and self-educated about the CREDIT RATING company debacle. Consequently, I pay down all credit accounts each month on the 17th... plenty of margin for error prior to credit card CLOSING DATE... much before DUE DATE. I formerly paid all balances to $0.00... but now I leave a BALANCE of $2-$12 each month... so undisciplined and erratic credit rating companies can be alerted of which accounts are ACTIVE. I periodically request a CREDIT INCREASE to further minimize my DEBT to CREDIT LIMIT RATIO... generally under 1% utilization... I pay loans down 50% within a month to LOWER payments and SLASH interest fees. So it is now fair to say that I CONTROL my credit... ALL based on Jackie's original recommendations... in addition to studying dozens of smart credit utilization articles and websites.. For our 3RD review together, Jackie Shapiro reviewed my scores from all (3) credit rating companies and made (1) recommendation at this point... to consider closing my Citi-Costco VISA card due to the LOW $1,500 credit limit Citi had approved for me... much lower than the several other bank credit card credit limits provided to me ranging from $7,000 to the highest @ $14,500 from BBVA Bank (my favorite bank). I am retired. Preservation of my retirement is a top priority. My personal experience of Jackie Shapiro's credit counseling is she is this: she cares... is knowledgeable, objective, practical, and effective. Jackie's recommendations are competent and effective. I hope this review proves helpful to others. ** HIGHLY RECOMMENDED **

My husband and I are in the process of buying a house when we discovered that there were two major fraudulent accounts on my credit report. In order for us to be able to buy our new house we needed to get these off the report fast! Not only was Jackie about to get these accounts removed, have the bureaus do a rapid re-score, but she was also able to do it within our timeframe. Now my report is clear of these fraudulent accounts and my score is over 700. Without her hard work, dedication, and persistence to our case, my husband and I wouldn’t have been able to purchase our house. Words cannot describe how grateful I am for Jackie and I will absolutely recommend Shapiro-Hurst to my family and friends at every possible opportunity.

I used their services for almost 6 months with no change. I was told things were being deleted and even given monthly reports to show how my credit had changed etc ALL LIES!! I was paying for their best package like $200 monthly!! All while nothing was being done I tried to buy a home then was told my score was no where near what Shapiro was giving to me with any of the credit bureaus. I reached out to them of course upset to figure out what’s going on and the lady I spoke with wish I remembered her name went from being professional to Ghetto in 5 seconds!! She told me well I signed a contract and I had to pay the remaining payment regardless!!!!! This place is a SCAM STAY AWAY!! What a waste of my hard earned money and they didn’t do anything but take my money!!