Franklin County, NY Bankruptcy & Debt Lawyers, page 4

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Franklin Bankruptcy & Debt lawyer.
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Steven Lee Brewer

General Practice

Status: Licensed: 44 Years

CONTACT

29 Maryland Ave, Saranac Lake, NY 12983

Edward John Murphy

General Practice

Status: Licensed: 53 Years

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118 Norman Ridge Rd, Vermontville, NY 12989

Frank R. Cositore

Government

Status: Licensed: 34 Years

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25 Miner Rd, Malone, NY 12953

Bryan J. Hughes

Social Security, Divorce & Family Law, Criminal, Defamation & Slander

Status: Licensed: 55 Years

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Malone, NY 12953

Thomas Charles Larocque

General Practice

Status: Licensed: 58 Years

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14 Highland Ave, Malone, NY 12953

John David Delehanty

General Practice

Status: Licensed: 48 Years

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56 Lake St, Tupper Lake, NY 12986

Barbara Marie Friend

General Practice

Status: Licensed: 47 Years

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106 View St, Saranac Lake, NY 12983

Paul Joseph Herrmann

Divorce & Family Law, Civil Rights, Business, Bankruptcy & Debt

Status: Licensed: 45 Years

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115 Main St, Saranac Lake, NY 12983

Erik Lowell Johnson

General Practice

Status: Licensed: 25 Years

CONTACT

81 Ayers Road, Malone, NY 12953

Brendon Donald Dupree

General Practice

Status: Licensed: 18 Years

CONTACT

355 W Main St, Malone, NY 12953

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FCRA

See Fair Credit Reporting Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Franklin County, NY Bankruptcy & Debt Lawyers, page 4

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Steven Lee Brewer

Edward John Murphy

Frank R. Cositore

Bryan J. Hughes

Thomas Charles Larocque

John David Delehanty

Barbara Marie Friend

Paul Joseph Herrmann

Erik Lowell Johnson

Brendon Donald Dupree

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

CREDIT INSURANCE

FRAUDULENT TRANSFER

COSIGNER

FCRA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CHAPTER 13 PLAN

DISCHARGE (OF DEBTS)

MEETING OF CREDITORS

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