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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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John A. Tatoian

✓ VERIFIED

Credit & Debt, Collection, Civil & Human Rights, Legal Malpractice, Consumer Protection

The Law Office of John A. Tatoian Esq. is a solo firm defined by the highest of ethical standards and personal attention. John A. Tatoian Esq. concent... (more)

CONTACT

860-490-4138

P.O. BOX 536, Springfield, MA 01108

Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

Russell S. Chernin

Real Estate, Litigation, Immigration, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

390 Main Street, Worcester, MA 01608

Michelle L Diamond

Juvenile Law, Traffic, White Collar Crime, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

5A Brussels Street, Worcester, MA 01608

Randy J. Milou

Defect and Lemon Law, Civil Rights, Collection, Car Accident

Status: In Good Standing

CONTACT

114 Mountain View Drive, Belchertown, MA 01007

Kenneth D. Quat

Commercial Real Estate, Student Rights, Collection, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

373 Winch St, Framingham, MA 01701

Alan M. Cohen

Collection, Collection, Collection, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

550 Worcester Rd, Framingham, MA 01702

Jay N. Michelman

Tax, Health Care Other, Wills & Probate, Collection, Personal Injury

Status: In Good Standing

CONTACT

., Springfield, MA 01101

Leonard S. Michelman

Real Estate, Divorce & Family Law, Collection, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 75 Years

CONTACT

1333 E. Columbus Avenue, Springfield, MA 01101

Kathryn E. Muratore

Landlord-Tenant, Immigration, Employee Rights, Business Organization, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

Longmeadow, MA 01106

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CCCS

See Consumer Credit Counseling Service.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Gardner Collection Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

John A. Tatoian

Claudia H. Cornish

Russell S. Chernin

Michelle L Diamond

Randy J. Milou

Kenneth D. Quat

Alan M. Cohen

Jay N. Michelman

Leonard S. Michelman

Kathryn E. Muratore

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

CCCS

S CORPORATION

REAFFIRMATION

CREDIT COUNSELING

GARNISHMENT

LOSS DAMAGE WAIVER (LDW)

FRATERNAL BENEFIT SOCIETY BENEFITS

INTEREST

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