Glenwood Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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James Leo Kacena

Commercial Real Estate, Wills, Environmental Law Other, Business & Trade

Status: In Good Standing Licensed: 49 Years

CONTACT

181 W Jewett Blvd, White Salmon, WA 98672

Jeffrey Bruce Litwak

Commercial Real Estate, Real Estate, State Government, Administrative Law

Status: In Good Standing Licensed: 27 Years

CONTACT

57 Ne Wauna Ave, White Salmon, WA 98672

James Kacena

Real Estate, Wills & Probate, Trusts, Corporate

Status: In Good Standing Licensed: 21 Years

CONTACT

181 W Jewett Blvd, White Salmon, WA 98672

Isa Taylor

Litigation, Land Use & Zoning, Family Law, Federal

Status: Inactive Licensed: 20 Years

CONTACT

White Salmon, WA 98672

Lance Duncan Fitzjarrald

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

White Salmon, WA 98672

Ernest Thompson Reynolds

General Practice

Status: Inactive Licensed: 47 Years

CONTACT

Trout Lake, WA 98650

Anthony H Connors

Real Estate, Government, Trusts, Family Law

Status: In Good Standing Licensed: 33 Years

CONTACT

White Salmon, WA 98672

Isa Anne Silver

Land Use & Zoning, Litigation, Federal, Family Law

Status: In Good Standing

CONTACT

White Salmon, WA 98672

Isa Anne Silver

Land Use & Zoning, Litigation, Federal, Family Law

Status: In Good Standing Licensed: 20 Years

CONTACT

White Salmon, WA 98672

Jennifer Gozdowski Brown

Juvenile Law, Criminal

Status: Inactive Licensed: 21 Years

CONTACT

White Salmon, WA 98672

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FCBA

See Fair Credit Billing Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Glenwood Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

James Leo Kacena

Jeffrey Bruce Litwak

James Kacena

Isa Taylor

Lance Duncan Fitzjarrald

Ernest Thompson Reynolds

Anthony H Connors

Isa Anne Silver

Isa Anne Silver

Jennifer Gozdowski Brown

TIPS

LEGAL TERMS

CREDIT INSURANCE

GUARANTOR

DOING BUSINESS AS (DBA)

FCBA

DISCHARGE (OF DEBTS)

DEFINED CONTRIBUTION PLAN

GARNISHMENT

NONEXEMPT PROPERTY

DISCHARGEABLE DEBTS

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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