Harrodsburg Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lee Miller Dean

Bankruptcy

Status: In Good Standing

CONTACT

206 South Chiles Street, Harrodsburg, KY 40330

Lee M Dean

Bankruptcy

Status: In Good Standing

CONTACT

206 South Chiles Street, Harrodsburg, KY 40330

J James Rogan

Bankruptcy

Status: Inactive

CONTACT

3015 Gentry Lane, Danville, KY 40422

J James Rogan

Bankruptcy

Status: In Good Standing

CONTACT

345 S 4Th St, Danville, KY 40422

Mark Leon Zoolalian

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

400 South Main St, Nicholasville, KY 40356

Mark Thomas Miller

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

300 W Maple St, Nicholasville, KY 40356

Gregory Adam Napier

Business, Consumer Bankruptcy, Business Organization, Corporate

Status: In Good Standing

CONTACT

4740 Firebrook Blvd, Lexington, KY 40513

Christopher L Stansbury

Property Damage, Bankruptcy

Status: In Good Standing

CONTACT

213 S Main St, Nicholasville, KY 40356

Thomas L. Canary

Criminal, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

456 Wells Ln, Versailles, KY 40383

Justin Neal O'Malley

Business & Trade, Bankruptcy, Equine

Status: In Good Standing

CONTACT

270 Montgomery Ave, Versailles, KY 40383

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

COLLATERAL

Property that guarantees payment of a secured debt.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Harrodsburg Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Lee Miller Dean

Lee M Dean

J James Rogan

J James Rogan

Mark Leon Zoolalian

Mark Thomas Miller

Gregory Adam Napier

Christopher L Stansbury

Thomas L. Canary

Justin Neal O'Malley

TIPS

LEGAL TERMS

CREDITOR

REDEMPTION

COLLATERAL

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NUISANCE FEES

FAIR CREDIT REPORTING ACT (FCRA)

COLLECTION AGENCY

DISCHARGE (OF DEBTS)

GUARANTEED RESERVATION

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