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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Rebecca Lynn Epstein

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

650 Page Mill Rd, Palo Alto, CA 94304

Robert Conrad Borris

Real Estate, Elder Law, Corporate, Credit & Debt, Divorce

Status: In Good Standing Licensed: 45 Years

CONTACT

1089 Bluebell Drive 1501, Livermore, CA 94551

Stephen Noel Ilg

Class Action, White Collar Crime, Antitrust, Credit & Debt

Status: In Good Standing

CONTACT

156 S Spruce Ave, South San Francisco, CA 94080

Eugene Edward Whitlock

Employee Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

2199 Addison St, Berkeley, CA 94720

Anthony Ellis Rodriguez

International Other, Employee Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

211 Hope St, Mountain View, CA 94041

Anthony Ellis Rodriguez

International Other, Employee Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

211 Hope St, Mountain View, CA 94041

Randall Steven Farrimond

Elder Law, Antitrust, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 44 Years

CONTACT

90 New Montgomery St, San Francisco, CA 94105

Lisa Jane Espada

Litigation, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

100 Pine St, San Francisco, CA 94111

Suzanne Melanie Martindale

State Government, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

1 Sansome St, San Francisco, CA 94104

Thomas R. Burns

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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CONTACT

703 Market Street, San Francisco, CA 94103

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Hayward Credit & Debt Lawyer, California, page 5

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Rebecca Lynn Epstein

Robert Conrad Borris

Stephen Noel Ilg

Eugene Edward Whitlock

Anthony Ellis Rodriguez

Anthony Ellis Rodriguez

Randall Steven Farrimond

Lisa Jane Espada

Suzanne Melanie Martindale

Thomas R. Burns

TIPS

LEGAL TERMS

REAFFIRMATION

CURRENT MONTHLY INCOME

GARNISHMENT

SECRET WARRANTY PROGRAM

SUBROGATION

MEETING OF CREDITORS

TRADE NAME

ACCORD AND SATISFACTION

401(K) PLAN

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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