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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jennifer J. Gedville

Litigation, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

1849 Green Bay Rd, Highland Park, IL 60035

Jennifer Gedville

Litigation, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

1849 Green Bay Rd, Highland Park, IL 60035

Steven Howard Lavin

Litigation, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

1849 Green Bay Rd, Highland Park, IL 60035

Steven Lavin

Litigation, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

1849 Green Bay Rd, Highland Park, IL 60035

Haley Lynne Schechter

Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

3000 Lakeside Drive, Deerfield, IL 60015

Haley Schechter

Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

3000 Lakeside Drive, Deerfield, IL 60015

David Hancock Moon

Health Care Other, Government, Civil & Human Rights, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

707 Lake Cook Road, Chicago, IL 60614

David Moon

Health Care Other, Government, Civil & Human Rights, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

707 Lake Cook Road, Chicago, IL 60614

David Bohrer

DUI-DWI, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

900 Skokie Blvd, Northbrook, IL 60062

David Bohrer

DUI-DWI, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

900 Skokie Blvd, Northbrook, IL 60062

800-923-0641

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Highwood Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Jennifer J. Gedville

Jennifer Gedville

Steven Howard Lavin

Steven Lavin

Haley Lynne Schechter

Haley Schechter

David Hancock Moon

David Moon

David Bohrer

David Bohrer

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LEGAL TERMS

BULK SALES LAW

MEETING OF CREDITORS

SUBROGATION

COLLATERAL

CHAPTER 13 BANKRUPTCY

LIQUIDATING PARTNER

LIMITED PARTNERSHIP

GRACE PERIOD

WORKOUT

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