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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Allison Elkins Cooper

General Practice

Status: Licensed: 9 Years

CONTACT

314 Marshall Drive, Louisville, KY 40207

Ben Tanner Lowry

Tax, Landlord-Tenant, Divorce & Family Law, Collection

Status: Licensed: 11 Years

CONTACT

8007 Lyndon Centre Way, Louisville, KY 40222

Ashley Ervin Abaray

Litigation, Workers' Compensation, Collection, Medical Malpractice

Status: Licensed: 9 Years

CONTACT

1448 Gardiner Lane, Louisville, KY 40213

John R Benz

Landlord-Tenant, Collection, Wills & Probate, Corporate

Status:

CONTACT

9302 New Lagrange Road, Louisville, KY 40242

Courtney Elizabeth Carr

Collection, Litigation

Status: Licensed: 11 Years

CONTACT

Louisville, KY 40223

John Saoirse Friend

Commercial Real Estate, Labor Law, Civil Rights, Collection, Estate Planning

Status:

CONTACT

6520 Glenridge Park Place, Louisville, KY 40222

Lloyd Tyler Spies

Construction Liens, Electronic Commerce, Credit & Debt, Collection

Status:

CONTACT

4105 Boones Grove Way, Louisville, KY 40299

Rob Astorino

Insurance, Collection, Bankruptcy, Car Accident

Status:

CONTACT

2525 Bardstown Rd, Louisville, KY 40205

Joshua Taylor Rose

Equine, DUI-DWI, Collection, Personal Injury

Status:

CONTACT

108 S Madison Ave, Louisville, KY 40243

Gregory Lee Davis

Environmental Law Other, Employee Rights, Collection, Household Mold

Status:

CONTACT

2203 River Road, Louisville, KY 40206

800-923-0641

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LEGAL TERMS

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COLLATERAL

Property that guarantees payment of a secured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

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Houston Acres Collection Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Allison Elkins Cooper

Ben Tanner Lowry

Ashley Ervin Abaray

John R Benz

Courtney Elizabeth Carr

John Saoirse Friend

Lloyd Tyler Spies

Rob Astorino

Joshua Taylor Rose

Gregory Lee Davis

TIPS

LEGAL TERMS

LIMITED LIABILITY

GARNISHMENT

S CORPORATION

UNSECURED DEBT

COLLATERAL

DOING BUSINESS AS (DBA)

MEETING OF CREDITORS

CURRENT MONTHLY INCOME

LIABILITY

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