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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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C Mark Stoppels

Business Organization, Collection, Banking & Finance, Wills & Probate

Status: In Good Standing

CONTACT

825 Parchment Drive S. E., Grand Rapids, MI 49546

Barbara R. Levine

Criminal, Collection, Animal Bite, Accident & Injury

Status: In Good Standing

CONTACT

9685 Looking Glass Brook Dr, Grand Ledge, MI 48837

Brent David Riley

Landlord-Tenant, Federal Appellate Practice, Contract, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

13851 S Hinman Rd, Eagle, MI 48822

Kurt D. Peterson

Workers' Compensation, Family Law, Elder Law, Collection

Status: In Good Standing

CONTACT

203 S. Lafayette Street, Greenville, MI 48838

Richard B. Stapleton

Collection

Status: Inactive Licensed: 38 Years

CONTACT

16346 Wacousta Rd, Grand Ledge, MI 48837

Ronald W. Emery

Criminal, Collection, Government

Status: In Good Standing Licensed: 50 Years

CONTACT

15930 Turnberry St, Lansing, MI 48906

Rhonda R. Kunkel

Landlord-Tenant, Estate Planning, Family Law, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

7521 Westshire Dr, Lansing, MI 48917

Marla R. Mccowan

Criminal, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

611 W Ottawa St, Lansing, MI 48933

John S. Pallas

Criminal, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

525 W Ottawa Street, Lansing, MI 48909

Martin F. Tieber

Collection, Federal Appellate Practice, Criminal

Status: In Good Standing Licensed: 49 Years

CONTACT

403 Seymour Ave, Lansing, MI 48933

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FCRA

See Fair Credit Reporting Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Hubbardston Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

C Mark Stoppels

Barbara R. Levine

Brent David Riley

Kurt D. Peterson

Richard B. Stapleton

Ronald W. Emery

Rhonda R. Kunkel

Marla R. Mccowan

John S. Pallas

Martin F. Tieber

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LEGAL TERMS

REAFFIRMATION

ABUSE

GARNISHMENT

FCRA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DISPOSABLE INCOME

COSIGNER

MEANS TEST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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