Iroquois County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Not enough matches for Iroquois Bankruptcy & Debt lawyer.
Below are all Iroquois lawyers.

Frank J Simutis

Estate, Civil Rights, Personal Injury

Status: Inactive Licensed: 54 Years

CONTACT

123 S Fourth St, Watseka, IL 60970

Heather Kristina Clauss

Commercial Real Estate, Real Estate, Estate Planning, Corporate

Status: In Good Standing Licensed: 10 Years

CONTACT

130 W Cherry St, Watseka, IL 60970

James L. Tungate

Federal Appellate Practice, Litigation, Transactions, Traffic, Real Estate

Status: In Good Standing

CONTACT

744 East Walnut Street, Watseka, IL 60970

Frank Simutis

Personal Injury, Civil Rights, Estate Planning, Estate, Car Accident

Status: In Good Standing

CONTACT

2266 East 1500 N Road, Watseka, IL 60970

James Allen Devine

Municipal, Criminal

Status: In Good Standing Licensed: 37 Years

CONTACT

550 S 10Th St, Watseka, IL 60970

Dale Alan Strough

Estate, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 47 Years

CONTACT

216 E. Walnut Street, Watseka, IL 60970

Dale Strough

Estate, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 47 Years

CONTACT

216 E. Walnut Street, Watseka, IL 60970

Mark Bryan Thompson

Wills & Probate, Estate, Criminal, Transactions

Status: In Good Standing Licensed: 47 Years

CONTACT

130 W Cherry St, Watseka, IL 60970

Kevin Bruce Witt

General Practice

Status: Inactive Licensed: 40 Years

CONTACT

Milford, IL 60953

Ronald Boyer

Other, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 59 Years

CONTACT

600 E Walnut St, Watseka, IL 60970

800-923-0641

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Iroquois County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Frank J Simutis

Heather Kristina Clauss

James L. Tungate

Frank Simutis

James Allen Devine

Dale Alan Strough

Dale Strough

Mark Bryan Thompson

Kevin Bruce Witt

Ronald Boyer

TIPS

LEGAL TERMS

BULK SALES LAW

CREDIT REPORT

DEBT COLLECTOR

CHAPTER 7 BANKRUPTCY

PREFERENCE

FRAUDULENT TRANSFER

SECRET WARRANTY PROGRAM

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

PRESUMED ABUSE

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