Jo Daviess County, IL Reorganization Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Jo Daviess Reorganization lawyer.
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Gary Reese

Accident & Injury, Workers' Compensation, Criminal, Estate

Status: In Good Standing

FREE CONSULTATION

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412 S. Main Street, Galena, IL 61036

Joseph Nack

Civil Rights, Banking & Finance, Collection, Personal Injury

Status: In Good Standing

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106 N Main St, Galena, IL 61036

Christopher Allendorf

Government, Criminal

Status: In Good Standing Licensed: 12 Years

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330 N Bench St, Galena, IL 61036

James Nack

Elder Law, Banking & Finance, Collection, Personal Injury

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106 N Main St, Galena, IL 61036

Louis Adam Nack

Elder Law, Banking & Finance, Collection, Personal Injury, Insurance

Status: In Good Standing

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151 N Main St, Elizabeth, IL 61028

Joseph Edward Nack

Civil Rights, Banking & Finance, Collection, Personal Injury

Status: In Good Standing

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106 N Main St, Galena, IL 61036

James Joseph Nack

Elder Law, Banking & Finance, Collection, Personal Injury

Status: In Good Standing

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106 N Main St, Galena, IL 61036

Christopher David Allendorf

Public Utilities, Trade Associations, Government, Criminal

Status: In Good Standing Licensed: 12 Years

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330 N Bench St, Galena, IL 61036

Louis Nack

Elder Law, Banking & Finance, Collection, Personal Injury

Status: In Good Standing

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106 North Main Street, Galena, IL 61036

Ronald Joseph Leinen

Bankruptcy, International Tax, Litigation

Status: In Good Standing Licensed: 44 Years

CONTACT

122 1/2 N Main St, Galena, IL 61036

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FCBA

See Fair Credit Billing Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Jo Daviess County, IL Reorganization Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Gary Reese

Joseph Nack

Christopher Allendorf

James Nack

Louis Adam Nack

Joseph Edward Nack

James Joseph Nack

Christopher David Allendorf

Louis Nack

Ronald Joseph Leinen

TIPS

LEGAL TERMS

GUARANTOR

FCBA

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TRADE DRESS

DEBT COLLECTOR

GRACE PERIOD

REDEMPTION

NONEXEMPT PROPERTY

NONDISCHARGEABLE DEBTS

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