Joliet Collection Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Barbara Jacobson Dutton

Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

10325 W Lincoln Hwy, Frankfort, IL 60423

Barbara Dutton

Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

10325 W Lincoln Hwy, Frankfort, IL 60423

Zachary Lawrence

Collection, Divorce, Transactions, Family Law

Status: In Good Standing Licensed: 43 Years

CONTACT

3590 Hobson Road, Woodridge, IL 60517

Zachary Lawrence

Collection, Divorce, Transactions, Family Law

Status: In Good Standing Licensed: 43 Years

CONTACT

3590 Hobson Road, Woodridge, IL 60517

Kenneth Donkel

Commercial Real Estate, Transactions, Collection, Car Accident

Status: In Good Standing Licensed: 39 Years

CONTACT

7220 West 194Th Street, Tinley Park, IL 60487

Kenneth J. Donkel

Commercial Real Estate, Real Estate, Transactions, Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

7220 West 194Th Street, Tinley Park, IL 60487

Russelle L. Holsinger

Litigation, Securities Fraud , Business & Trade, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

7220 West 194Th Street, Tinley Park, IL 60487

Russel Greg Winick

Litigation, Civil Rights, Business & Trade, Collection

Status: In Good Standing

CONTACT

1220 Iroquois Avenue, Naperville, IL 60563

Bruce William Craig

Commercial Real Estate, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

2043 Maplewood Circle, Naperville, IL 60563

Bruce Craig

Commercial Real Estate, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

2043 Maplewood Circle, Naperville, IL 60563

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Joliet Collection Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Barbara Jacobson Dutton

Barbara Dutton

Zachary Lawrence

Zachary Lawrence

Kenneth Donkel

Kenneth J. Donkel

Russelle L. Holsinger

Russel Greg Winick

Bruce William Craig

Bruce Craig

TIPS

LEGAL TERMS

REAFFIRMATION

ACCORD AND SATISFACTION

COSIGNER

REDEMPTION

HOUSEHOLDER

WORKOUT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT REPORTING ACT (FCRA)

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