Kendall County, IL Credit & Debt Lawyers

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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Not enough matches for Kendall Credit & Debt lawyer.
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C. David Ward

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

2756 Route 34, Oswego, IL 60543

Teresa Ann McAdams

Real Estate, Motor Vehicle, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 27 Years

FREE CONSULTATION

CONTACT

674 W. Veterans Parkway, Yorkville, IL 60560

Jody Ann Weis

Divorce & Family Law

Status: In Good Standing Licensed: 27 Years

CONTACT

55 S Madison St, Oswego, IL 60543

Jack Edward Grewer

Health Care, Personal Injury, Medical Malpractice, Accident & Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

129 Commercial Dr, Yorkville, IL 60560

Christopher V. Russelburg

Traffic, Family Law, Divorce, DUI-DWI

Status: In Good Standing Licensed: 24 Years

CONTACT

664 W Veterans Pkwy, Yorkville, IL 60560

Nathan Troy Ewing

Family Law, Divorce, Child Support, Child Custody

Status: In Good Standing Licensed: 19 Years

CONTACT

11000 E Us Hwy 34, Plano, IL 60545

Carrie Gorup

Commercial Real Estate, Adoption, Criminal, Civil Rights

Status: In Good Standing Licensed: 20 Years

CONTACT

55 S Madison St, Oswego, IL 60543

Linda Marie Salfisberg

Estate Planning, Divorce, DUI-DWI, Civil Rights

Status: In Good Standing Licensed: 22 Years

CONTACT

100 W Main St, Plano, IL 60545

Jeffery Lorenz Mcelroy

Traffic, Estate, DUI-DWI, Transactions

Status: In Good Standing Licensed: 21 Years

CONTACT

Yorkville, IL 60560

William Dean Lohrman

Real Estate, Traffic, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

123 W Washtington St, Oswego, IL 60543

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT FILE

See credit report.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Kendall County, IL Credit & Debt Lawyers

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

C. David Ward

Teresa Ann McAdams

Jody Ann Weis

Jack Edward Grewer

Christopher V. Russelburg

Nathan Troy Ewing

Carrie Gorup

Linda Marie Salfisberg

Jeffery Lorenz Mcelroy

William Dean Lohrman

TIPS

LEGAL TERMS

FCBA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NO-FAULT INSURANCE

DISCHARGEABLE DEBTS

CREDIT FILE

DEFINED CONTRIBUTION PLAN

CURRENT MONTHLY INCOME

INTEREST

S CORPORATION

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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