Langley Foreclosure Lawyer, South Carolina
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Richard Gerald Duerinckx
Bankruptcy & Debt, Foreclosure, Commercial Real Estate
Status: In Good Standing
3800 Fernandina Road, Columbia, SC 29210
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LEGAL TERMS
FAILURE OF CONSIDERATION
The refusal or inability of a contracting party to perform its side of a bargain.
NOVATION
The substitution of a new contract for an old one. A novation may change one of the parties to the contract or the duties that must be performed by the original... (more...)
The substitution of a new contract for an old one. A novation may change one of the parties to the contract or the duties that must be performed by the original parties.
ILLUSORY PROMISE
A promise that pledges nothing, because it is vague or because the promisor can choose whether or not to honor it. Such promises are not legally binding. For ex... (more...)
A promise that pledges nothing, because it is vague or because the promisor can choose whether or not to honor it. Such promises are not legally binding. For example, if you get a new job and promise to work for three years, unless you resign sooner, you haven't made a valid contract and can resign or be fired at any time.
DIVIDEND
A portion of profits distributed by a corporation to its shareholders based on the type of stock and number of shares owned. Dividends are usually paid in cash,... (more...)
A portion of profits distributed by a corporation to its shareholders based on the type of stock and number of shares owned. Dividends are usually paid in cash, though they may also be paid in the form of additional shares of stock or other property. The amount of a dividend is established by the corporation's board of directors; however, state laws often restrict a corporation's ability to declare dividends by requiring a minimum level of profits or assets before the dividend can be approved.
COOLING-OFF RULE
A rule that allows you to cancel a contract within a specified time period (typically three days) after signing it. Federal cooling-off rules apply this three-d... (more...)
A rule that allows you to cancel a contract within a specified time period (typically three days) after signing it. Federal cooling-off rules apply this three-day grace period to sales made door-to-door and anywhere other than a seller's normal place of business, such as at a trade show. Another federal cooling-off rule lets you cancel a home improvement loan or second mortgage within three days of signing. Various states have cooling-off rules that sometimes apply even longer cancellation periods to specific types of sales, such as dancing lessons and timeshares.
USE TAX
A tax imposed by a state to compensate for the sales tax lost when an item is purchased outside of the state, but is used within the state. For example, you buy... (more...)
A tax imposed by a state to compensate for the sales tax lost when an item is purchased outside of the state, but is used within the state. For example, you buy your car in a state that has no sales tax, but you live across the border in a state that does have a sales tax. When you bring your car home and register it in your state, the state taxing authority will bill you for the sales tax it would have collected had you bought the car within the state.
GROSS LEASE
A commercial real estate lease in which the tenant pays a fixed amount of rent per month or year, regardless of the landlord's operating costs, such as maintena... (more...)
A commercial real estate lease in which the tenant pays a fixed amount of rent per month or year, regardless of the landlord's operating costs, such as maintenance, taxes and insurance. A gross lease closely resembles the typical residential lease. The tenant may agree to a 'gross lease with stops,' meaning that the tenant will pitch in if the landlord's operating costs rise above a certain level. In real estate lingo, the point when the tenant starts to contribute is called the 'stop level,' because that's where the landlord's share of the costs stops.
FORECLOSURE
The forced sale of real estate to pay off a loan on which the owner of the property has defaulted.
PROPERTY
See personal property, real estate, community property, separate property.
SAMPLE LEGAL CASES
DEPT. OF CONSUMER v. FORECLOSURE SPEC.
We frame the issue before us by reviewing, first, the statutes Respondents violated, and
second, the statutory power of the Department to seek, and the ALC to grant, various forms of
relief. The Consumer Credit Counseling Act (the Act) was enacted in 2005. See SCCode ...
Robinson v. Estate of Harris
... 143 Identified as part of the 28.6 acres was a 0.540-acre parcel (the Duggan Property) conveyed
by Robert L. Tuttle to Duggan in 2003. Tuttle and Christl Gehring acquired the Duggan Property
in 2002 pursuant to a judgment of foreclosure and sale in 2000. ...
Wachovia Bank, NA v. Coffey
... Appellant Wachovia Bank, NA (Wachovia), brought this mortgage foreclosure action against
Respondents Ann T. Coffey (Mrs. Coffey) and Bank of America, NA, seeking relief from Mrs.
Coffey's default on a home equity loan made to her late husband for the purchase of a ...
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