Lisbon Bankruptcy Lawyer, Maryland

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Stephen Cromwell
About | Practice Areas
Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Wayne K Clark

Business & Trade, Corporate, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

4278 Buckskin Lake Drive, Ellicott City, MD 21042

David B. Mintz

Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy, Credit & Debt

Status: Licensed: 29 Years

FREE CONSULTATION

CONTACT

10632 Little Patuxent Parkway, Columbia, MD 21044

Jessica Helena Bodnar

Commercial Bankruptcy, Trusts

Status: Licensed: 23 Years

CONTACT

1643 Liberty Rd, Sykesville, MD 21784

Marc A Ominsky

Business, Commercial Bankruptcy, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 29 Years

CONTACT

10632 Little Patuxent Pkwy, Dhs, MD 21044

Donald Vernay Murray

Commercial Bankruptcy

Status: Licensed: 35 Years

CONTACT

10320 Little Patuxent Pkwy, Dhs, MD 21044

Stephen A Drazin

Foreclosure, Estate Planning, Divorce, Bankruptcy

Status:

CONTACT

10420 Little Patuxent Parkway, Columbia, MD 21044

Janellen C O'Connor

Family Law, Criminal, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 41 Years

CONTACT

5401 Twin Knolls Rd, Columbia, MD 21045

Samuel Sudhaker Nalli

Traffic, Commercial Bankruptcy, Criminal, Personal Injury

Status: Licensed: 16 Years

CONTACT

5501 Twin Knolls Rd, Dhs, MD 21045

Steven David Sass

Insurance, Corporate, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 35 Years

CONTACT

Clarksville, MD 21029

Hon Dennis M Sweeney

Real Estate, Estate Planning, Commercial Bankruptcy

Status: Licensed: 53 Years

CONTACT

10017 Carrigan Dr, Ellicott City, MD 21042

800-814-6700

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Lisbon Bankruptcy Lawyer, Maryland

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

Wayne K Clark

David B. Mintz

Jessica Helena Bodnar

Marc A Ominsky

Donald Vernay Murray

Stephen A Drazin

Janellen C O'Connor

Samuel Sudhaker Nalli

Steven David Sass

Hon Dennis M Sweeney

TIPS

LEGAL TERMS

CREDIT COUNSELING

LOSS DAMAGE WAIVER (LDW)

ACCORD AND SATISFACTION

SECRET WARRANTY PROGRAM

GUARANTOR

DISPOSABLE INCOME

LIMITED PARTNERSHIP

CREDIT INSURANCE

CREDIT BUREAU

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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