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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Paul Fichter

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

450 E 22Nd St, Lombard, IL 60148

Paul Benjamin Fichter

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

450 E 22Nd St, Lombard, IL 60148

Sharon Rita Mulyk

Family Law, Divorce, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

45 S Park Blvd, Glen Ellyn, IL 60137

Sharon Mulyk

Family Law, Divorce, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

45 S Park Blvd, Glen Ellyn, IL 60137

David Keith Barhydt

Landlord-Tenant, Government, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

2901 Butterfield Rd, Hinsdale, IL 60523

David Barhydt

Landlord-Tenant, Government, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

2901 Butterfield Rd, Hinsdale, IL 60523

Donna Robinson

Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

450 E 22nd St, Lombard, IL 60148

E. Lawrence Oldfield

Agriculture, Corporate, Contract, Collection

Status: In Good Standing Licensed: 51 Years

CONTACT

2021 Midwest Rd, Oak Brook, IL 60523

Lawrence Oldfield

Criminal, Collection, Litigation, Estate Planning

Status: In Good Standing Licensed: 52 Years

CONTACT

2021 Midwest Rd., Oak Brook, IL 60523

Jonathan Fox

Litigation, Divorce & Family Law, Business & Trade, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

2021 Midwest Rd., Oak Brook, IL 60523

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FDCPA

See Fair Debt Collections & Practices Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Lombard Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Paul Fichter

Paul Benjamin Fichter

Sharon Rita Mulyk

Sharon Mulyk

David Keith Barhydt

David Barhydt

Donna Robinson

E. Lawrence Oldfield

Lawrence Oldfield

Jonathan Fox

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FDCPA

ACCORD AND SATISFACTION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

AUTOMATIC STAY

LIMITED PARTNERSHIP

S CORPORATION

SETOFF

CREDIT BUREAU

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