Lyons Bankruptcy & Debt Lawyer, Oregon

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Rex K. Daines Lawyer

Rex K. Daines

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Bankruptcy & Debt, Accident & Injury, Consumer Rights

Rex K. Daines graduated from Willamette University College of Law in 1995 with a JD and from Utah State University in 1992 with a BA in accounting wi... (more)

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CONTACT

800-738-1710

Brendan Enright

Farms, Divorce, Child Support, Bankruptcy
Status:  In Good Standing           

David W. Schermer

Farms, Child Support, Credit & Debt, Bankruptcy
Status:  In Good Standing           

Michael Paul De Muniz

Other, Criminal, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  13 Years
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James L. McGehee

Adoption, Bankruptcy, Child Support, Consumer Protection
Status:  In Good Standing           Licensed:  41 Years

Kevin Dale Swartz

Child Custody, Consumer Bankruptcy, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  23 Years

Keith Daniel Karnes

Civil Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

Keith D Karnes

Civil Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy, Landlord-Tenant
Status:  In Good Standing           

Kevin J Rank

Bankruptcy
Status:  In Good Standing           Licensed:  30 Years

Lisa Nuss

Employment, Litigation, Commercial Bankruptcy
Status:  Inactive           Licensed:  26 Years

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Free Help: Use This Form or Call 800-943-8690

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Call me for fastest results!
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By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FCBA

See Fair Credit Billing Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.