Macon Reorganization Lawyer, Georgia, page 2

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Alexander Sanders
About | Practice Areas
Kelley, Lovett, Blakey & Sanders
577 Mulberry Street Suite 1515 Macon, GA 31201Â» view map
Bankruptcy & Debt Law
Helping Georgia Get a Fresh Start

Our team is committed to giving you individual attention, and we will keep you informed each step of the way as well as treat you with dignity and respect.

800-908-6480
1. Alexander Sanders Macon, GA
  Attorney at Law- GA, 2006
  Walter F. George School of Law, J.D.
2. AboutKelley, Lovett, Blakey & Sanders
  Helping Georgia Get a Fresh Start
3. Practice AreasExpertise
  Accident & Injury
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Danny L. Akin

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

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544 Mulberry Street, Macon, GA 31202

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Thomas C. James

Federal Trial Practice, Criminal, Antitrust, Bankruptcy

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Jerome L. Kaplan

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Daniel Lewis Wilder

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544 Mulberry Street, Macon, GA 31201

L. Wayne Gilleland

Workers' Compensation, Elder Law, Insurance, Bankruptcy

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David M. Baxter

Real Estate, Business & Trade, Administrative Law, Credit & Debt

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Wesley J. Boyer

Immigration, Employment, Bankruptcy, Car Accident

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Jason Morris Orenstein

Criminal, Insurance, Bankruptcy, Personal Injury, Car Accident

Status: In Good Standing Licensed: 27 Years

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Harold Edward Junior Heck

Military & Veterans Appeals, Federal Trial Practice, Bankruptcy, Legal Malpractice

Status: In Good Standing Licensed: 10 Years

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1021 Georgia Avenue, Macon, GA 31207

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Macon Reorganization Lawyer, Georgia, page 2

Sponsored Law Firm

Kelley, Lovett, Blakey & Sanders

SPONSORED LAWYERS

Danny L. Akin

Kenneth Ronald Smith

Thomas C. James

Jerome L. Kaplan

Daniel Lewis Wilder

L. Wayne Gilleland

David M. Baxter

Wesley J. Boyer

Jason Morris Orenstein

Harold Edward Junior Heck

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

INFRINGEMENT (OF TRADEMARK)

LOSS DAMAGE WAIVER (LDW)

S CORPORATION

CREDITOR

DEBT COLLECTOR

COLLECTION AGENCY

BANKRUPTCY TRUSTEE

FAIR CREDIT REPORTING ACT (FCRA)

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